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  • Look to IUL in Planning for Longevity

    June 4, 2019 by Mark Peterson

    Longevity can be a double-edged sword: the longer people live, the longer their resources in retirement must last. According to new research1 from AIG, more than half of Americans (53 percent) say their goal is to live to 100 years old. But, even with this optimism for aging, over half of Americans (51 percent) aren’t sure their current retirement savings plan will provide for a 100-year lifespan.

    It’s no wonder consumers are searching for peace of mind, especially considering the lack of sufficient retirement savings in America and the many financial concerns that can surface during a long retirement. From escalating personal debt burdens to costly health challenges, clients can face a seemingly endless array of potholes on the road to a secure retirement.

    Permanent life insurance that includes (or offers) living benefit riders to help mitigate the financial risks of longevity or a chronic or terminal illness can be a key component of an overall balanced retirement plan. What’s more, an index universal life (IUL) insurance solution that’s designed to offer the potential for significant cash accumulation, as well as protection, flexibility and access to living benefits, may be an optimal solution for the challenges of a long retirement.

    Click HERE to read the full story via Advisor Magazine. 

    Originally Posted at Advisor Magazine on June 3, 2019 by Mark Peterson.

    Categories: Industry Articles
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