4 reasons to buy life insurance, even if you already have it through work
October 22, 2019 by Tanza Loudenback
About 60% of non-government workers in the United States have access to life insurance through work.
It’s a valuable benefit that employers often offer at no cost to employees. Plus, coverage is guaranteed so you don’t have to submit to a medical exam.
If you get life insurance for free through work, there’s no reason not to take advantage of it. But it still may not be enough, particularly if you have a spouse, kids, or other family members that rely on you for financial support.
Here’s why you may want to consider buying an individual life insurance policy too: