Transgender People Face Challenges in Getting Life Insurance, but It’s Getting Easier
July 19, 2021 by Martha C. White
That life insurance is hard to get for transgender people probably shouldn’t be a surprise, given the long-time importance of applicants’ birth sex to insurers’ coverage decisions. But Americans are increasingly able to get coverage regardless of their gender identity, provided they have the patience to navigate the process.
“The industry, as a whole, is evolving with regard to providing life insurance for transgender individuals,” says Trent Landes, director of operations for life insurance, with oversight for underwriting, claims and customer service, at Fidelity Life.