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  • February 15, 1995 the first indexed annuity sold

    February 21, 2024 by Wink's Intel Pros

    On February 15, 1995, Keyport (now Delaware Life Insurance Company) sold the first indexed annuity, KeyIndex Annuity for a premium of $21,000.

    A decade later, Sheryl J. Moore, Founder and CEO of Wink, Inc., developed the AnnuitySpecs tool after identifying a need that was unmet in the insurance industry;  “Since I first learned about indexed annuities, I’ve believed in them. What’s not to love? A retirement product that promises a guaranteed income that I cannot outlive, a minimum guaranteed interest, the potential to earn more than fixed money instruments, and no risk of loss due to market fluctuations. SIGN ME UP!” 

    Since AnnuitySpecs was launched with indexed annuities in 2005, Wink expanded the AnnuitySpecs line-up throughout the years to include all non-variable and variable annuities: 

    • Multi-Year Guaranteed
    • Traditional Fixed
    • Indexed
    • Structured 
    • Variable

    Today, the product management tool provides: 

    Product Specifications: reliable product information on THOUSANDS of active and discontinued products. We include specifications for all applicable riders as well as the products’ strategies/subaccounts. 

    Regulatory and Marketing Documents: Agent guides, consumer brochures, disclosures, policy filings, prospectuses, rate sheets, and state approvals.  

    Side-by-Sides:  product and rider comparison tool to run quick comparison reports of up to four products/riders at a time.

    Rates and Fees Search: dynamic rate finding tool to compare current and upcoming rates/net expenses on an apples-to-apples basis, updated 24/7, export into an Excel spreadsheet. Ask about our new Standard Rates API! 

    Product Search: maximize your time by effectively researching products, save your searches for quick analysis, create side-by-side product comparisons from the search results— a must-have for competitive situations, export search results into an Excel spreadsheet, or compare side-by-side in PDF view.

    Dashboard: a handy way to quickly view recent rate changes, product changes, state approvals, top searches, top 10 selling products, and more!

    What’s New: track new products being introduced to the market and what has been discontinued.

    Historical Rates: a history of new business rates per product.

    WinkAssist: request products not yet found on the site. 

    Instant Chat: engage with Wink’s experienced annuity experts. Our support team’s home base is in Des Moines, Iowa and all of Wink’s staff are hands-on product experts so you will have access to our entire support team whether it is a product question or help with navigating the site. 

    Exclusive to insurers: integration with the product-level sales from Sales & Market Reports!

     

    As you can see, Wink’s AnnuitySpecs is not just another rate service! It is a VERY cost-effective product management solution for your team. Reach out to us today at support@winkintel.com for additional information and to view a demo.

     

    Originally Posted by Wink's Intel Pros.

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