• Symetra Trek^® Plus new indexed account options—Symetra added five new optional indexed account choices with a 10% buffer, 1-year term, and 1% charge. Symetra now offers even more competitive 1-year cap rates for a RILA product.
• New Auto Return Lock—Symetra also enhanced the Return Lock feature with an automatic option. Return Lock allows Symetra RILA contract holders to lock in the value of any indexed account in which they have allocated money, any day during the interest term, effective the next business day. Auto Return Lock enables a customer or their financial professional to set a target return percentage to automatically initiate a Return Lock.

“The addition of the new accounts and the Auto Return Lock continues Symetra’s commitment to offer registered representatives and their clients transparent, flexible options that are designed to add value and fit customer needs in today’s marketplace. We believe these enhancements offer efficient, customer-friendly solutions in volatile times,” said Kevin Rabin, senior vice president, Retirement Products.

Symetra RILAs are single-premium deferred annuities with index-linked interest options providing growth potential and some downside protection.

Symetra entered the RILA marketplace in March 2019 with Symetra Trek^®. Symetra RILAs have been recognized by Barron’s on their annual ‘Top Annuities’ list for three consecutive years, 2019-2021.¹

About Symetra

Symetra Life Insurance Company is a subsidiary of Symetra Financial Corporation, a diversified financial services company based in Bellevue, Washington. In business since 1957, Symetra provides employee benefits, annuities and life insurance through a national network of benefit consultants, financial institutions, and independent financial professionals and insurance producers. For more information, visit www.symetra.com.

¹ Barron’s, The 100 Best Annuities for Today’s Market, July 23, 2021; Annuities Can Help Your Portfolio Stay Afloat. Here Are the 100 Best Ones Right Now, July 19, 2020; The Top 100 Annuities—and How to Choose the Best for You, July 19, 2019.

Securities are offered through Symetra Securities, Inc. (SSI). Member FINRA.

Symetra Trek Plus is an individual single-premium deferred annuity contract with index-linked interest options issued by Symetra Life Insurance Company (SLIC). Contract form number is RSC-0559 3/21 form in most states. In Idaho, contract form number is RSC-0559/ID 3/21. Products, features, terms and conditions may vary by state and may not be available in all U.S. states or any U.S. territory.

SSI and SLIC are affiliates and are both located at 777 108th Avenue NE, Suite 1200, Bellevue, WA 98004-5135. Each company is responsible for its own financial obligations.

Guarantees and benefits are subject to the claims-paying ability of Symetra Life Insurance Company. Symetra registered index-linked annuities have indexed accounts and a fixed account. Interest credited to the indexed accounts is affected by the value of outside indexes. Values based on the performance of any index are not guaranteed, and the contract value may decrease. The contract does not directly participate in any outside investment.

The indexed accounts with a charge will incur an annual charge that will reduce the contract value, and do not guarantee performance any greater than the indexed accounts without a charge.

If the Return Lock feature is exercised, no indexed interest will be credited to the indexed account at the end of the interest term. The indexed account charge, if any, is applied at the time of the Return Lock.

The performance of an index does not reflect the payment or reinvestment of dividends.

It is not possible to invest in an index.

The fixed account interest rate, indexed interest caps, participation rates and trigger rates are reset at the beginning of each interest term. Subsequent rates and caps may be higher or lower than the initial rates and caps, but they will never be less than the guaranteed minimums stated in the contract.

SYMETRA LIFE INSURANCE COMPANY (“Symetra”) has filed a registration statement (including a prospectus) with the SEC for Symetra registered index-linked annuities. For more complete information about Symetra and Symetra index-linked annuities, you should read the prospectus and other documents Symetra has filed with the SEC before purchasing. These documents are available for free by visiting EDGAR at www.sec.gov. Alternatively, Symetra or your registered representative will provide the prospectus by request. Contact Symetra toll-free at 1-800-796-3872 ext. 22136.

Symetra index-linked annuities are long-term investments designed for retirement purposes. There is a risk of substantial loss of principal. Please refer to the prospectus for more details. This material must be proceeded or accompanied by a prospectus.

Neither Symetra Life Insurance Company nor its employees provide investment, tax, or legal advice or endorse any particular method of investing. Please consult your attorney or tax professional before making savings and investing decision.

This is not a complete description of the Return Lock aspect of the contract. For a complete description, please review the product brochure and ask your registered representative for a copy of the prospectus.

Symetra^® and Symetra Trek^® Plus are registered service marks of Symetra Life Insurance Company.