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  • Are Money Markets and CDs a Good Investment Now? Advisors’ Advice

    January 18, 2023 by John Manganaro

    With interest rates higher than advisors have seen in a generation, is it time to reconsider investments such as money market funds or certificates of deposit?

    ThinkAdvisor put this question to a stable of financial professionals with the XY Planning Network for the latest edition of the Advisors’ Advice series. We posed a simple query: Have interest rates now increased enough to make the potential role of CDs, MMFs or straight-ahead savings accounts more important in 2023?

    Click HERE to read the full story via ThinkAdvisor

     

    Wink’s Note: ThinkAdvisor asks, “with interest rates higher than advisors have seen in a generation, is it time to reconsider investments such as money market funds or certificates of deposit?”

    With fixed annuity rates crediting an average of 4.26%, I expected that at LEAST one of the respondents of this poll would suggest annuities, over a taxable investment like CDs.

    I mean, the average one-year CD rate today is a mere 1.41% (and even less for longer terms).

    But…I’m getting used to being disappointed.

    I think you have to consider the source on this one.

    So, read this, if you want to be all “SMH” like me. -sjm

    Originally Posted at ThinkAdvisor on January 3, 2023 by John Manganaro.

    Categories: Industry Articles
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