Can a balance of withdrawals and annuities outshine the 4% rule?

December 26, 2024 by Ayo Mseka

A strategic balance of annuities and systematic withdrawals, tailored to individual needs, preferences and market conditions, is the key to optimal retirement outcomes, according to new research by economists Mark Warshawsky and Gaobo Pang.

Warshawsky is principal of ReLIA Strategies, former deputy commissioner for Retirement and Disability Policy at the Social Security Administration (2017), and current senior fellow at the American Enterprise Institute. Pang is principal of Zillore LLC. The research was supported by the American Council of Life Insurers (ACLI).

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Originally Posted at InsuranceNewsNet on December 20, 2024 by Ayo Mseka.