Could an ‘insurance overlay’ help managed accounts in retirement?
February 25, 2025 by Tobias Salinger
With financial advisor-managed accounts expanding by the trillions of dollars, annuity issuers are pitching an insurance strategy designed to reduce the risk of outliving retirement savings.
A protective “wrapper” in the form of a contingent deferred annuity enables an advisor to keep client assets under their management with the investments of their choice while offering insurance against depleting the savings too quickly, according to Keith Golembiewski, the director of annuity research with industry research organization LIMRA.
Originally Posted at Financial Planning on February 19, 2025 by Tobias Salinger.
Categories: Industry Articles
