The ‘guardrails approach’ to retirement income
February 25, 2025 by Susan Rupe
Retirement spending strategies typically balance two competing priorities: maximizing the retiree’s spending or leaving a legacy. But research from Morningstar looks at a new metric – the spending/ending ratio – to help retirees assess how various retirement spending strategies balance those competing priorities. Flexible portfolio-spending strategies, delaying Social Security and purchasing annuities can help increase lifetime income while making less money available as a bequest.
Originally Posted at InsuranceNewsNet on February 25, 2025 by Susan Rupe.
Categories: Industry Articles
