Regulators Revisit IUL Illustration Guidance as Legal Pressure Mounts

April 16, 2025 by Warren S. Hersch

Sheryl Moore CEO of Wink, which publishes Wink‘s Sales & Market Report, thinks the proposal will spur insurers to rethink index design or crediting methodologies to stay competitive.

“Insurance companies are likely to seek out competitive indices that have existed for 25 years or more,” she said in an email. “I suspect that there will be continued efforts to develop new indexing methods as well.”

Information about product performance, she added, will likely be scrapped if illustrated rates of return now prove unattractive to buyers.

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Originally Posted at https://www.lifeannuityspecialist.com/c/4823864/654544?referrer_module=searchSubFromLASP&highlight=Wink on April 14, 2025 by Warren S. Hersch.