FIA indices evolve as the interest rate environment changes
June 6, 2025 by Susan Rupe
Insurance companies continue to add newly launched indices to their fixed indexed annuity products, leading to a growing need to educate on the difference between live and back-tested index performance to help properly set policyholder expectations.
A panel of industry leaders discussed what goes into the development of an index during a recent National Association for Fixed Annuities webinar.
Wink’s Moore on the Market: If I am not mistaken, the first hybrid index was offered on an indexed annuity in 2011.
This became a “trend” not long after.
And it has really dominated product development on indexed annuities, since.
That all said- I will drop this, right here. -sjm