Annuities in 401(k)s? Savers show interest, but advisors are hesitan

July 1, 2025 by Elijah Nicholson-Messmer

A vast majority of workers say that employers have a responsibility to help them achieve guaranteed income in retirement, and many think annuities are the way to do it, according to a new survey from Nuveen and the TIAA Institute.

Wink’s Moore on the Market: I don’t know about you, but what I am reading here indicates that 91% of respondents indicate than an annuity option in a 401(k) would be valuable, to some degree.

That is a HUGE percentage!

And as for, “…advisors say that workers are often drawn to annuities because of their relative simplicity,” I’ve NEVER heard that! (Refreshing, refreshing…)

That said, a lot of the tired old claims about annuities are sprinkled throughout this article. Take it for what it is worth. -sjm

Originally Posted at Financial Planning on June 23, 2025 by Elijah Nicholson-Messmer.