Participants Hit All-Time Savings High in Vanguard’s ‘How America Saves’ Report
July 1, 2025 by Amanda Umpierrez
Plan participants are demonstrating stronger saving and investing behaviors, as a record number of participants reported increasing their savings rates in 2024.
According to Vanguard’s “How America Saves” report, out today, 45% of defined contribution (DC) participants raised their savings rates last year. When including nonparticipants, employees in automatic enrollment plans saved an average of 12.3%, considering both employee and employer contributions. Employees in voluntary enrollment plans saved an average of 7.4% due to lowered participation rates.
Originally Posted at 401k Specialist Mag on June 24, 2025 by Amanda Umpierrez.
Categories: Industry Articles
