Income Innovations Proliferate on FIAs in Face of Delayed Retirement

September 16, 2025 by Cyril Tuohy

Second-quarter fixed-indexed annuity sales fell 0.1% compared with a year-ago to $32 billion, according to Wink‘s Sales & Market Report, which tracks the life and annuity market. But sales rose 18.6% from the first three months, which followed a record sales year in 2024.

Wink lists 717 different indexed annuities for sale, 41.7% of which come with some type of lifetime income feature called a guaranteed lifetime withdrawal benefit, or GLWB.

Wink CEO Sheryl Moore said the ability to start income at will is a function of nearly all GLWBs, but some are geared to favor taking income sooner while others are designed to reward delaying pulling the trigger on income.

Read at Life Annuity Specialist

Originally Posted at Life Annuity Specialist on Sept 12, 2025 by Cyril Tuohy.