The two new series of indexed annuities both offer the option to guarantee the rates for the term

September 23, 2025 by Sheryl J. Moore

Pacific Life is replacing 60% of its indexed annuity portfolio with some new products.

The two new series of indexed annuities both offer the option to guarantee the rates for the term (you will remember that Pac was one of the first two insurance companies to offer this option).

While Pac says this feature is “rare,” I don’t know that I would classify it as such. Today, 15% of indexed annuity products guarantee their rates for the term.

Just a heads up that it looks like the stacking rollup is gone on the Pacific Index Foundation 2 Guaranteed Minimum Death Benefit.

There are six additional (hybrid) indices on the new Pacific Index Foundation 2 products as well.

The Pacific Index Income product is entirely new.

If you want more information, just hit up Wink, Inc.’s AnnuitySpecs tool. -sjm