And just who is policing them?
{October 28th, 2025} by Sheryl J. Moore
I know I am going to get a lot of hate mail for this, but I have to agree with Bruce Kelly‘s (of InvestmentNews‘) position on this piece. Financial advice cockroaches have plenty of life selling insurance Are “cockroach” bad brokers moving to the insurance industry when they get caught? YES, they are. And just […]
Aspida Life Insurance Company Launches RILA
{October 28th, 2025} by Aspida Life Insurance Company
Aspida Life Insurance Company (“Aspida Life”), a life insurance and annuity company, today announced the launch of its Aspida DreamPathSM Registered Index-Linked Annuity (RILA). The offering may provide clients with the potential for higher growth by tying returns to stock market performance, while also offering protection from some loss. According to LIMRA, industrywide, RILA sales reached $65.6B […]
A Look at Nine RILA Income Riders
{October 28th, 2025} by Kerry Pechter
We examine the lifetime income riders on registered index-linked annuity contracts from the six largest RILA sellers (Equitable, Allianz Life, Prudential, Brighthouse, Lincoln, and Jackson) plus those from Principal, Pacific Life, and TruStage (part of CUNA Mutual Group). Read at RIJ
Milliman: Certain VA annuity surrenders doubled from 2022 to 2024
{October 28th, 2025} by John Hilton
Updated research from Milliman finds that surrender rates on variable annuities with guaranteed living withdrawal benefits more than doubled from 2022 to the end of 2024. A global actuarial and consulting firm, Milliman recently released the results of its two ongoing Variable Annuity Industry Experience Studies, which analyze policyholder behavior across 23 companies spanning 17 years. Read […]
Why annuities are the answer to retirement worries
{October 28th, 2025} by Brad Pistole
In my 17 years as a financial advisor, I have found that annuities are one of the most reliable products I can suggest to my clients. This is not just from research, but from my lived experience. In 2008, I purchased my first annuity even though most advisors were suggesting other tactics. Read at INN
Sink or Swim: Insurers must adapt in this era of change, Deloitte finds
{October 28th, 2025} by John Hilton
The insurance industry continues to rocket through perhaps the most dynamic era of change in its history, with technology, climate change, consolidation, and legal/regulatory demands creating relentless pressure. Insurers that are responding will survive, and even thrive, Deloitte reports. Those that don’t will fall behind. Read at INN
Family of dementia victim who jumped to his death settles with insurers over annuity sales
{October 28th, 2025} by John Hilton
The widow of a New York City man who jumped to his death has settled a lawsuit with the insurance companies and a broker who sold him annuities. Joan Jacobson, Jay Jacobson’s widow, claimed that the defendants sold her husband $2 million worth of annuities from 2019 and 2023, with no death benefits. Jacobson, 84, […]
Switching Sides: Advocates say NAIC effort on AI ‘devoid of any guidance’
{October 28th, 2025} by John Hilton
Views on artificial intelligence in the insurance industry differ depending on who is doing the talking. Insurance executives see the potential to cut risk, sharpen underwriting, and perform quicker customer service with fewer people – all of which adds up to a better report to investors. Consumer groups see the potential for hidden discrimination against […]
Symetra Named to 2025 Fortune Best Workplaces For Women™ List
{October 28th, 2025} by Symetra
BELLEVUE, Wash.–(BUSINESS WIRE)–Symetra Life Insurance Company announced that Fortune® magazine and Great Place to Work®, the global authority on workplace culture, have recognized Symetra on the 2025 Fortune Best Workplaces for Women™ List. This is Symetra’s fourth consecutive appearance on the list, coming in at No. 32 among the top 100 organizations in the large workplace category. To determine […]
Eight in 10 Small Business Owners Say Financial Professionals Drive Smarter Decisions
{October 28th, 2025} by Equitable
NEW YORK–(BUSINESS WIRE)–Equitable, a leading financial services organization and principal franchise of Equitable Holdings, Inc. (NYSE: EQH), today released a new study, “The Advantage of Advice: How Small Business Owners Navigate Growth, Retirement and Workplace Strategies.” In partnership with the SCORE Association, the largest small business mentoring and education organization in the United States, this independent study surveyed more […]
Private equity drives annuity growth
{October 28th, 2025} by Andrew Cohen
The annuities marketplace is banking on continued investment from private equity to keep up with product demand, as US annuity sales increased 8 percent year-over-year to a record $119.2 billion in the second quarter, according to LIMRA. Read at InvestmentNews
CORRECTING and REPLACING DPL Financial Partners Surpasses $5 Billion in Annuities on Platform
{October 28th, 2025} by DPL Financial Partners
LOUISVILLE, Ky.–(BUSINESS WIRE)–Subhead of release should read: Advisor transitions to RIA model and growing consumer interest in modern annuities drive 200% growth in AUA in 24 months. The updated release reads: DPL Financial Partners Surpasses $5 Billion in Annuities on Platform Advisor transitions to RIA model and growing consumer interest in modern annuities drive 200% […]
Pan‑American Life Insurance Group Appoints Mark Creighton to Vice President, Distribution for Pan‑American Life (U.S. Life)
{October 28th, 2025} by Pan‑American Life Insurance Group
New Orleans, LA – October 23, 2025 ‑ Pan‑American Life Insurance Group (PALIG) announced today the promotion of Mark Creighton from Regional Vice President of the South Region to Vice President, Distribution, for Pan‑American Life (U.S. life). In his new position, Mark will lead distribution and sales strategies to support agencies and agents in delivering […]
THE CONFIDENCE PARADOX: 2025 GLOBAL RETIREMENT PULSE SURVEY
{October 28th, 2025} by Prudential
NEWARK, N.J., Oct. 27, 2025 – A new study by Prudential Financial, Inc. (NYSE: PRU) shows that mass affluent people around the world are confident about their retirement preparedness, but there is work to be done to help them protect their nest eggs and secure dependable income that lasts a lifetime. Through its Pulse Survey series, […]
Symetra Named to 2025 Fortune Best Workplaces For Women™ List
{October 28th, 2025} by Symetra
BELLEVUE, Wash.–(BUSINESS WIRE)–Symetra Life Insurance Company announced that Fortune® magazine and Great Place to Work®, the global authority on workplace culture, have recognized Symetra on the 2025 Fortune Best Workplaces for Women™ List. This is Symetra’s fourth consecutive appearance on the list, coming in at No. 32 among the top 100 organizations in the large workplace category. To determine […]
SBLI Announces New Term Life Application and Submission Process to Align with Agent and Consumer Preferences
{October 28th, 2025} by SBLI
WOBURN, Mass.–(BUSINESS WIRE)–SBLI (The Savings Bank Mutual Life Insurance Company of Massachusetts) is pleased to announce a new application and submission process for its OmniTrak and EasyTrak term life insurance products that addresses consumer demand for more immediate and convenient purchasing experiences. SBLI brought its EasyTrak Term to financial professionals earlier this year, providing a […]
Principal Financial Group Announces Third Quarter 2025 Results
{October 28th, 2025} by Principal Financial Group
DES MOINES, Iowa–(BUSINESS WIRE)–Principal Financial Group® (Nasdaq: PFG) announced results for third quarter 2025. Diluted earnings per common share 3Q25 Net income attributable to PFG (in millions) 3Q25 Net income attributable to PFG $0.95 Net income attributable to PFG $214 Non-GAAP net income attributable to PFG, excluding exited business1 $2.06 Non-GAAP net income […]
AM Best Places Credit Ratings of TruSpire Retirement Insurance Company Under Review With Developing Implications
{October 28th, 2025} by AM Best
OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has placed under review with developing implications the Financial Strength Rating of B++ (Good) and the Long-Term Issuer Credit Rating of “bbb+” (Good) of TruSpire Retirement Insurance Company (TruSpire) (Irving, TX). Malibu Life Holdings Limited announced on Oct. 14, 2025 that it has entered into a definitive agreement to acquire TruSpire, which […]
AM Best Affirms Credit Ratings of Global Atlantic Financial Group Limited and Its Subsidiaries
{October 28th, 2025} by AM Best
OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a+” (Excellent) of Commonwealth Annuity and Life Insurance Company (Brighton, MA), First Allmerica Financial Life Insurance Company (Brighton, MA), Forethought Life Insurance Company (Indianapolis, IN), Accordia Life and Annuity Company (Des Moines, IA), and […]
AM Best Affirms Credit Ratings of Massachusetts Mutual Life Insurance Company and Its Subsidiaries
{October 28th, 2025} by Massachusetts Mutual Life Insurance Company
OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating (FSR) of A++ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa+” (Superior) of Massachusetts Mutual Life Insurance Company (MassMutual) (domiciled in Springfield, MA) and its life/health subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company (both domiciled in Enfield, CT). […]
Customer Satisfaction with Individual Annuities Strained by New-Client Experience and Digital Limitations, J.D. Power Finds
{October 28th, 2025} by JD Power
TROY, Mich.–(BUSINESS WIRE)–As the broader financial services industry is pushing to deliver more personalized, digital-first experiences, the annuities industry is struggling to keep pace. Modernizing engagement in this space could unlock significant growth and elevate the industry’s relevance in today’s client-centric landscape. According to the J.D. Power 2025 U.S. Individual Annuity Study,SM released today, overall customer […]
Pacific Life Announces Footprint Expansion to Charlotte, North Carolina
{October 28th, 2025} by Pacific Life Insurance Company
NEWPORT BEACH, Calif.–(BUSINESS WIRE)–Pacific Life announced today the creation of a new office in Charlotte, North Carolina. Pacific Life expects to create 300 new jobs in Mecklenburg County over the next five years. “Companies like Pacific Life know they can find the deep pool of specialized talent they need in North Carolina,” said Governor Josh […]
Life Insurers Back Risk-Based Capital Ratio Transparency
{October 28th, 2025} by Allison Bell
The American Council of Life Insurers wants regulators to let life and annuity issuers continue to tell agents, advisors, investors and consumers about their risk-based capital ratios. An RBC ratio is supposed to summarize how well an insurer can support the insurance policies, annuity contracts and other arrangements it has sold, given the amount of […]
How Life Insurers Changed Alt-Asset Managers
{October 28th, 2025} by Kerry Pechter
A new research paper from Harvard Business School and State Street documents how publicly-traded alternative asset managers have channeled hundreds of billions of dollars from annuity issuers into their private credit operations. Read at RIJ
Stellar review!
{October 28th, 2025} by Wink's Intel Pros
A compliment recently received regarding Wink’s CEO, Sheryl Moore. We are grateful, thank you! “Heads up… the attached info is from one of my absolute favorite people in the Insurance Industry (I don’t have many favorites). She is a mega super achiever in the annuity world. Her name is Sheryl Moore, and she is the […]
Timing truly IS everything!!
{October 28th, 2025} by Sheryl J. Moore
Aspida is a relative newcomer to the annuity business. Three years ago, they entered the market with a technology-first mindset. That paid-off BIG time, when rates on annuities more than doubled, just three quarters after their market entry. Where some insurers were taking six weeks to get eyes on an app, Aspida was issuing on […]
Ethical practices for marketing and selling IUL
{October 28th, 2025} by Randy Pierson
Indexed universal life insurance has continued to generate interest over the last decade as consumers seek principal protection and investment-linked growth potential in an uncertain equity market environment. Most recently, LIMRA reported that new IUL premiums shot up 31% in the second quarter of 2025, reaching $1.2 billion. Read at INN Wink’s Note: LIMRA reports […]
Why the Future of Retirement Planning Is Female
{October 28th, 2025} by Judy Faust Hartnett
For women, retirement planning comes with built-in challenges—longer life expectancies, lower lifetime earnings and time out of the workforce for caregiving—which all erode long-term financial security. These realities contribute to a persistent confidence gap: Just 67% of women said they felt confident about living the retirement lifestyle they wanted, compared with 76% of men, according […]
FIDx Prepares to Add Income Annuities
{October 28th, 2025} by Allison Bell
Fiduciary Exchange, a company that runs an annuity exchange and feeds annuities into advisors’ wealth management systems, is getting ready to explore a new frontier: the market for income annuities Read at Think Advisor
Rethinking capacity: How financial advisors can scale without burning out
{October 28th, 2025} by Andy Burt
As the wealth management industry wrestles with client growth, mounting regulation, and an aging advisor base, Stephanie Ackler believes the profession faces a “capacity crunch.” Read at InvestmentNews
U.S. Life Insurance Industry Faces Elevated Mortality but Maintains Strong Capitalization, Reports ALIRT Insurance Research
{October 28th, 2025} by Alirt
ALIRT Insurance Research has released its latest industry analysis, “Mortality in the U.S. Life Insurance Industry,” revealing that while death benefits paid by U.S. life insurers remain higher than pre-pandemic levels, the overall financial stability and solvency of the industry remain solid. HARTFORD, Conn., Oct. 27, 2025 /PRNewswire/ — In 2020 and 2021, as the Covid pandemic […]
Refreshing
{October 22nd, 2025} by Sheryl J. Moore
Saw this post from Steve Stern at Zaghorn, and it surprised me. He says that “giving clients a smoother journey without missing the momentum that drives returns” on volatility controlled indices (featured on indexed insurance products) is the goal. NICE to see someone promoting the fact that these indices are intended to smooth-out market-linked returns, […]
IGO Ep. 8: The State of Indexed Annuities — Insights with Sheryl J. Moore
{October 22nd, 2025} by Ben Braverman
The “10/10” regulations that limits fixed and indexed annuity surrender charges has resulted in nearly 60% of sales aggregating into the 10-year surrender charge term. Insurance companies are attempting to get the most amount of value to all of the parties involved with the annuity purchase. Sales have been thus concentrated into this surrender charge […]
It’s always disappointing with a media outlet has things like this brought to their attention, but stays the course
{October 22nd, 2025} by Sheryl J. Moore
I had a couple of exchanges with a journalist last week, regarding a piece that he wrote on SPIAs. He said: “Once you purchase an ANNUITY, the money you receive comes from a series of payments, and you can’t withdraw from the investment as you would with a bank account.” I said: Not true if […]
Thrivent CEO to Lead American Council of Life Insurers
{October 22nd, 2025} by Allison Bell
Members of the American Council of Life Insurers have elected a chair who has deep experience with tax law and manufacturing as well as with life insurance and annuities. Teresa Rasmussen, the Washington-based trade’s 2026 chair, is the president and chief executive officer of Thrivent, a Minneapolis-based life, annuity and long-term care insurance provider. Read […]
Interest rates and annuity product landscape drive recent surrender trends, latest Milliman Variable Annuity Industry Experience Studies show
{October 22nd, 2025} by Milliman, Inc.
SEATTLE–(BUSINESS WIRE)–Milliman, Inc., a premier global consulting and actuarial firm, today announced the results of its two 2025 Variable Annuity Industry Experience Studies, which analyze policyholder behavior across 23 companies spanning 17 years. The two 2025 studies cover surrender behavior and partial withdrawals, focusing on income utilization for guaranteed lifetime withdrawal benefit (GLWB) riders. Access to […]
Nationwide expands hybrid long-term care lineup with new annuity option
{October 22nd, 2025} by Ayo Mseka
Nationwide is broadening its long-term care (LTC) portfolio with the launch of Nationwide CareMatters Annuity, a product designed to help retirees and pre-retirees protect their assets from the rising costs of extended care. The new annuity, which blends guaranteed growth with long-term care coverage, arrives at a time when many Americans are struggling to find […]
Life insurers rush to take advantage of AI’s potential
{October 22nd, 2025} by John Hilton
When its impact is considered in one word, artificial intelligence equates to efficiency. The insurance world is full of tasks that can be made more efficient, from customer service on the front end to underwriting on the back end. So, it’s not surprising that AI is a natural fit for the insurance industry. Read at […]
Chucking the 4% Rule to boost retirement spending
{October 22nd, 2025} by Susan Rupe
Is the 4% Rule dead? It’s not dead, but it’s flawed, said a statistician specializing in finance who has announced research challenging the 4% rule and similar fixed-rate withdrawal strategies for retirement spending. Stefan Sharkansky published a research study and launched The Best Third, a website that gives retirees and financial advisors the ability to explore Sharkansky’s […]
Malibu Life Prepares to Enter Retail Annuity Market With $45M TruSpire Acquisition
{October 22nd, 2025} by Allison Bell
A Cayman Islands-based annuity reinsurer is preparing to enter the U.S. retail fixed annuity market — and it told investors that it thinks it can generate about $5 billion per year in annual annuity revenue. Malibu Life Holdings announced Tuesday that it has agreed to pay Mutual of America $45 million to acquire Mutual of […]
New York Life Faces Life Cost-of-Insurance Suit Tied to Tax Law Change
{October 22nd, 2025} by Allison Bell
The owner of a universal life insurance policy is suing a subsidiary of New York Life Insurance Co. over the policy’s cost-of-insurance charges. The policy owner, Timothy Toolan, says the New York Life subsidiary, New York Life Insurance and Annuity Corp., failed to incorporate the impact of the Tax Cuts and Jobs Act of 2017 […]
Malibu Life buys TruSpire, eyes annuity market debut in 2026
{October 22nd, 2025} by Kenneth Araullo
Malibu Life Holdings has entered into a definitive agreement to acquire TruSpire Retirement Insurance Company, marking its first major transaction since relaunching as an insurance holding company. The deal positions Malibu Life to begin issuing annuities directly, with plans to enter the market as early as the first half of 2026. Read at Insurance Business […]
Eastman Kodak to Buy Annuity Contract After Ending Prior Pension Plan — Update
{October 22nd, 2025} by Katherine Hamilton
Eastman Kodak agreed to purchase a single premium group annuity contract to cover thousands of employees who were getting retirement benefits from the pension program it canceled in March. The Rochester, N.Y., company, known for its cameras and film, said Thursday it will purchase the contract from Metropolitan Tower Life Insurance to facilitate the transfer […]
Most Americans Don’t Know How Social Security Fits into their Retirement Plan, Allianz Life Study Finds
{October 22nd, 2025} by Allianz Life
MINNEAPOLIS–(BUSINESS WIRE)–While Social Security is an important source of income in retirement, most Americans lack basic knowledge of the program and could risk misusing the benefit, according to the 2025 Annual Retirement Study* from the Allianz Center for the Future of Retirement, part of Allianz Life Insurance Company of North America (Allianz Life). The majority […]
Half of Americans Both Want to Live to 100 and Believe They Could Live to 100
{October 22nd, 2025} by Corebridge Financial
HOUSTON–(BUSINESS WIRE)–New research from Corebridge Financial reveals that living to 100 is no longer viewed as a distant dream but a realistic possibility. Half of Americans (50%) believe they could live to be 100 years old, and 49% say they want to reach the century mark, highlighting the importance of how individuals approach planning for […]
NAIFA-Iowa honors Merle Miller with annual prestigious award
{October 22nd, 2025} by Ameritas
LINCOLN, Neb., Oct. 10, 2025 /PRNewswire/ — Merle Miller of Midwest Financial Solutions and the Ameritas Field Advisory Cabinet is the recipient of the Newell C. Day Agent of the Year award, an annual award presented to the individual found to be the most outstanding member in the state of Iowa. This is the most prestigious recognition […]
Pathwork and AIMCOR Announce Strategic Partnership to Accelerate AI Adoption in Life Insurance Distribution
{October 22nd, 2025} by Pathwork
SAN FRANCISCO, Oct. 20, 2025 /PRNewswire/ — Pathwork, the AI-native platform modernizing the $160 billion life and health insurance market, today announced a strategic partnership with AIMCOR Group, LLC, a leading national marketing organization comprised of 40 Brokerage General Agencies (BGAs). Through this collaboration, AIMCOR will deploy Pathwork’s Knowledge Assistant across the AIMCOR Exchange, and AIMCOR members […]
Confidence Without Clarity: New Study Reveals America’s Financial Literacy Gap
{October 22nd, 2025} by Transamerica
BALTIMORE , Oct. 20, 2025 /PRNewswire/ — Transamerica, in collaboration with the MIT AgeLab, has released fresh insights into the financial behaviors, confidence, and literacy of middle-income Americans. “Better Together: Improving Financial Wellness in America” is the latest collaboration between MIT AgeLab and Transamerica, blending academic insight with practical financial planning tools to help people make the most of […]
LifeQuotes.com Salutes Breast Cancer Awareness Month with a Good News Survey: Life Insurance Prices for Recovering Breast Cancer Patients is readily available at great rates
{October 22nd, 2025} by LifeQuotes.com
WESTMONT, Ill., Oct. 22, 2025 /PRNewswire/ — LifeQuotes.com, the life insurance price comparison service that offers instant quotes from 50 highly-rated life insurers and allows customers to buy from any company shown, today released the results of a new life insurance survey that confirms the availability of life insurance at competitive prices for recovering breast cancer patients. “We have good news to report to America’s 4.3 million breast cancer survivors,” said Michelle […]
Simplicity Expands Fee-Based Insurance Offering with RetireOne® Acquisition and Welcomes David Stone, Jeff Cusack, and Ed Mercier as its Newest Partners
{October 22nd, 2025} by Simplicity Group
SUMMIT, N.J., Oct. 13, 2025 /PRNewswire/ — Simplicity Group (“Simplicity”), a holistic financial planning firm combining the best of accumulation and protection strategies and solutions, has entered into a definitive agreement to acquire RetireOne®, the market’s leading independent “out-sourced insurance desk” for fee-based insurance solutions. By adding RetireOne, which will operate as “Simplicity OID”, Simplicity will […]
Annuities offer retirement benefits that bonds can’t match, Athene USA co-president say
{October 22nd, 2025} by InvestmentNews
Mike Downing, co-president of Athene USA, sits down with InvestmentNews anchor Gregg Greenberg to discuss the benefits of holding annuities in retirement accounts compared to solely relying on bonds for guaranteed income. Watch at InvestmentNews Wink’s Moore on the Market: Great intel in this video starring Mike Downing of Athene. He says Athene’s annuities […]
AmeriLife and Levinson & Associates partner to ’empower agents’
{October 22nd, 2025} by Press Release
AmeriLife Group announced a strategic partnership with Levinson & Associates, an insurance marketing organization (IMO) specializing in life insurance and annuity products. This partnership “brings together two industry leaders committed to empowering agents and agencies with innovative tools, resources, and support to drive growth and deliver exceptional client experiences,” AmeriLife said in a news release. Read at […]
Society of Actuaries Members Vote on Board Overhaul
{October 22nd, 2025} by Allison Bell
Members of the Society of Actuaries are voting on a proposal to overhaul the group’s board. The current board wants to cut the number of seats to 12, from 18; allocate at least two seats to members from outside the United States or Canada; and make up to two seats available to people who aren’t […]
What you need to know about annuities
{October 22nd, 2025} by By Christine Benz & Margaret Giles of Morningstar
Retirement researchers are often enthusiastic about annuities, but many consumers are reasonably skeptical. Here to discuss basic information about annuities and their pros and cons is Christine Benz, Morningstar’s director of personal finance and retirement planning. Read at Daily Herald Wink’s Moore on the Market: I’m not going to get nitpicky on this one. […]
Errors & Ommissions (E&O) insurance companies, and your experiences with them?
{October 22nd, 2025} by Sheryl J. Moore
Can you share with me some Errors & Omissions (E&O) insurance companies, and your experiences with them? Join in the LinkedIn conversation here. I have a friend that is in need of help. Thanks! -sjm
US life insurers boost private credit amid lending shift – AM Best
{October 22nd, 2025} by Kenneth Araullo
US life and annuity insurers increased their private credit holdings by 6% in 2024, continuing a trend that has seen these assets double over the past decade, according to a new report from AM Best. The report notes that as traditional banks have reduced their commercial lending, nonbank lenders such as private equity and asset […]
Private equity drives annuity growth
{October 22nd, 2025} by Andrew Cohen
Annuity sales are at record highs, nearly doubling since 2020. Private equity, shifting advisor fee models and an evolving regulatory landscape, are reshaping how insurers and distributors keep pace. Read at InvestmentNews
Integrity Enhances Revolutionary “Ask Integrity®” Platform with Transformational, AI-powered Plan Insights
{October 22nd, 2025} by Integrity Marketing Group, LLC
Integrity Enhances Revolutionary “Ask Integrity®” Platform with Transformational, AI-powered Plan Insights Available for the Medicare Annual Enrollment Period, Plan Insights provides agents with real-time answers to questions about Medicare Advantage and Part D plans DALLAS – OCTOBER 16, 2025 – Integrity, LLC (“Integrity”), a leading distributor of life and health insurance, […]
Why Women Are the $30T Future of Retirement Planning
{October 22nd, 2025} by Judy Faust Hartnett
For women, retirement planning comes with built-in challenges—longer life expectancies, lower lifetime earnings and time out of the workforce for caregiving—which all erode long-term financial security. Jean Chatzky, founder of the digital media company HerMoney, which focuses on improving female financial literacy and wellness, noted on a recent LIMRA and LOMA podcast, “Insider Insights,” that […]
Toland Launches ‘Hub’ to Search Annuity Options
{October 22nd, 2025} by Amanda Umpierrez
Tamiko Toland has officially launched “The 401(k) Annuity Hub,” an independent subscription service helping retirement plan advisors and plan sponsors search and find lifetime income products. The independent program allows retirement plan professionals and employers to use their own filters and searches when inquiring about annuity products. According to Toland, the program offers summaries […]
So, what’s their secret? I’ll never tell.
{October 15th, 2025} by Sheryl J. Moore
The news about iPipeline may not get your attention on this article, as much as the news of Axonic Insurance partnering with LIBRA Insurance Partners on their new VantagePoint MYG annuities. Axonic Insurance Adds iPipeline’s AFFIRM® to Automate Annuity Sales Lifecycle, Introducing a New Proprietary Product for IMO Market in Conjunction with LIBRA And who […]
Malibu Life buys TruSpire, eyes annuity market debut in 2026
{October 15th, 2025} by Kenneth Araullo
Malibu Life Holdings has entered into a definitive agreement to acquire TruSpire Retirement Insurance Company, marking its first major transaction since relaunching as an insurance holding company. The deal positions Malibu Life to begin issuing annuities directly, with plans to enter the market as early as the first half of 2026. Read at Insurance Business […]
Nationwide launches CareMatters Annuity to Address Growing Long-Term Care Concerns
{October 15th, 2025} by Nationwide
Columbus, Ohio – As Americans live longer and prefer home-based care, the need for long-term care planning is intensifying. With 58% of Americans concerned about their ability to pay for their long-term care¹, Nationwide is introducing a solution designed to help meet this growing need: Nationwide CareMatters® Annuity. To help individuals plan with confidence, Nationwide CareMatters Annuity offers […]
What was the first ever annuity product and insurance carrier you sold?
{October 15th, 2025} by Sheryl J. Moore
I have a great friend in my network and he wants to do some market research. I thought I’d help out. “What was the first ever annuity product and insurance carrier you sold?” Go! Jump in the conversation on LinkedIn. -sjm
What’s Behind Pacific Life’s Surge in Sales, Profits
{October 15th, 2025} by Cyril Tuohy
“Pac Life is making some targeted moves to increase their market share in the life insurance and annuity business,” noted Sheryl Moore, CEO of Wink, publisher of Wink‘s Sales & Market Report, which tracks the life and annuity market. “The company has been increasing their sales since last year by offering new, competitive products,” she added. “I am […]
Life Insurance Customer Satisfaction Varies Widely Based on Carrier and Distribution Channel, J.D. Power Finds Share
{October 15th, 2025} by JD Power
TROY, Mich.–(BUSINESS WIRE)–Overall customer satisfaction with individual life insurance providers remains steady this year, but that apparent stability masks significant year-over-year swings in customer experience across individual brands. According to the J.D. Power 2025 U.S. Individual Life Insurance Study,SM released today, the customer satisfaction gap between the highest-performing and the lowest-performing life insurance providers is 118 […]
The Standard Unveils Comprehensive Workplace Benefits Suite and Sales Channel Enhancements Following Allstate Benefits Acquisition
{October 15th, 2025} by The Standard
PORTLAND, Ore.–(BUSINESS WIRE)–Standard Insurance Company (The Standard) announces the next chapter in its workplace benefits evolution. Effective Jan. 1, 2026, the company is incorporating the best-in-class suite of voluntary products from the American Heritage Employer Voluntary Benefits business (formerly Allstate Benefits) with its full array of existing core Life, Disability, Guaranteed Standard Issue Individual Disability and […]
Mutual of Omaha Ranked #1 Individual Life Insurance Provider by J.D. Power
{October 15th, 2025} by Mutual of Omaha
OMAHA, Neb.–(BUSINESS WIRE)–Mutual of Omaha has been named the top individual life insurance provider for customer satisfaction in the J.D. Power 2025 U.S. Individual Life Insurance Study. The annual study benchmarked performance across 23 leading carriers in the life insurance industry. In its analysis, J.D. Power measured customer satisfaction across eight key dimensions, including trust, ease […]
Ameriprise Financial Celebrates 20th Anniversary as an Independent, Publicly Traded Company
{October 15th, 2025} by Ameriprise Financial, Inc.
MINNEAPOLIS–(BUSINESS WIRE)–Ameriprise Financial, Inc. (NYSE: AMP) debuted on the New York Stock Exchange in October of 2005 as the sixth largest spin-off in U.S. history—emerging as a new company and new brand with the distinction of being among the few firms in the U.S. with more than a century of corporate history. Over the last […]
JAB Insurance Appoints Life Insurance Veteran as the Next CEO of Prosperity Life Group
{October 15th, 2025} by JAB Insurance
MIAMI & NEW YORK–(BUSINESS WIRE)–JAB Insurance today announced that it has named Michael Ferik as Chief Executive Officer of Prosperity Life Group, effective October 15, 2025. He will succeed Nicholas von Moltke who served as CEO over the past six years and will shift into a role as Senior Advisor to Anant Bhalla, Executive Chairman […]
Best’s Review Reports on Insurance Technology That Is Driving Toward Innovation
{October 15th, 2025} by AM Best
OLDWICK, N.J.–(BUSINESS WIRE)–The October issue of Best’s Review examines the impact of autonomous cars, the growing role of insurtechs and the threat of “data poisoning”: “Self-Driving Shift Comes With Early Costs, Changing Landscape for Insurers” investigates the potential impact of autonomous vehicles on the insurance industry. “It’s Not Just AI: Tech Advancements Are Boosting Insurance Industry’s Future” […]
Jackson to Report Third Quarter 2025 Financial Results on November 4
{October 15th, 2025} by Jackson Financial Inc.
LANSING, Mich.–(BUSINESS WIRE)–Jackson Financial Inc.1 (NYSE: JXN) (Jackson®) today announced that it will release third quarter 2025 financial results after market close on Tuesday, November 4, 2025. Jackson’s press release and supplemental financial materials will be available at investors.jackson.com. Jackson will host a conference call and webcast to discuss the results at 11 a.m. ET on Wednesday, […]
Simplicity Expands Fee-Based Insurance Offering with RetireOne® Acquisition and Welcomes David Stone, Jeff Cusack, and Ed Mercier as its Newest Partners Simplicity Group (PRNewsfoto/Simplicity Group)
{October 15th, 2025} by Simplicity Group
SUMMIT, N.J., Oct. 13, 2025 /PRNewswire/ — Simplicity Group (“Simplicity”), a holistic financial planning firm combining the best of accumulation and protection strategies and solutions, has entered into a definitive agreement to acquire RetireOne®, the market’s leading independent “out-sourced insurance desk” for fee-based insurance solutions. By adding RetireOne, which will operate as “Simplicity OID”, Simplicity will be […]
Best & Worst Life Insurance Providers: J.D. Power, 2025
{October 15th, 2025} by Allison Bell
U.S. consumers say they’re a little more satisfied with their individual life insurance this year than they were last year, and one factor that made a big difference was getting regular communications from insurance agents or financial advisors. The average level of satisfaction for the 23 companies included increased to 650 on a 1,000-point scale, […]
Nationwide Adds Annuity to Mini Long-Term Care Product Boom
{October 15th, 2025} by Allison Bell
Nationwide is contributing to a mini boom in the long-term care planning market by introducing an annuity designed with LTC needs in mind. Clients who already have health problems may be able to qualify to buy the annuity and use it to pay for care, according to Nationwide. Read at Think Advisor
10 New Tax Numbers for Life and Annuity Professionals to Know for 2026
{October 15th, 2025} by Allison Bell
The force of the earth’s gravity stays about the same each year. So does the moon’s gravity, and so does the sun’s. The tax parameters that shape how clients’ life insurance, annuities, long-term care insurance and other arrangements change every year. The Internal Revenue Service publishes updates to the figures that transmit the forces of IRS financial […]
Cetera Adds $1.8B Team From Northwestern Mutual
{October 15th, 2025} by John Manganaro
Cetera has successfully recruited the Pillar Financial Group, a 34-member advisory team, to its Cetera Advisors community. The team comes to Cetera from Northwestern Mutual Investment Services, where it oversaw some $1.8 billion in client assets under administration. That total includes more than $500 million in retirement plan assets. Read at Think Advisor
3 Ways Fraternals Tend to Be a Little Different
{October 15th, 2025} by Denise M. McCauley
While life insurance is known for being an extremely valuable resource for mitigating financial burden as a result of the loss of a loved one, approximately 102 million people say they still need it — or more of it — according to the 2024 Insurance Barometer Study. This presents a huge opportunity for service providers to […]
10 New Tax Numbers for Life and Annuity Professionals to Know for 2026
{October 15th, 2025} by Allison Bell
The force of the earth’s gravity stays about the same each year. So does the moon’s gravity, and so does the sun’s. The tax parameters that shape how clients’ life insurance, annuities, long-term care insurance and other arrangements change every year. The Internal Revenue Service publishes updates to the figures that transmit the forces of IRS financial […]
American Gulf Launches Anchor MYGA: Market-Leading Multi-Year Guaranteed Annuity Offering Up to 6.30%
{October 15th, 2025} by American Gulf
FLOWOOD, M.S. — American Gulf today announced the official launch of its flagship fixed annuity, the Anchor MYGA, offering guaranteed growth, simplicity, and one of the highest fixed rates in the market – up to 6.30%. Issued by Gulf Guaranty Life Insurance Company, rated B++ (Good) by AM Best, the Anchor MYGA provides consumers with predictable, tax-deferred […]
Switching Sides: Many ex-insurance commissioners go straight to industry roles
{October 15th, 2025} by John Hilton
This year’s annual summer meeting of the National Association of Insurance Commissioners was interrupted briefly by protesters demanding action and accountability. One of their demands was “No lobbying of former colleagues or departments for at least two years after leaving public office.” While the Public Citizen-led protest in Minneapolis passed with little notice, it tapped […]
PHL Variable policyholders share hardship tales while ripping moratorium
{October 15th, 2025} by John Hilton
Glenda and Lowell Thompson bought a PHL Variable Insurance Co. product nearly 12 years ago as a vehicle to fund their retirement. That was long before the insurance company hit the financial bottom. PHL Variable is now in the hands of Connecticut regulators, who are trying to sort out its finances while a moratorium on […]
Why Advisors Should Never Recommend Social Security Claiming at 62
{October 15th, 2025} by Michael Finke
The trend of delayed claiming of Social Security among the top 10% of earners ended in the first quarter of 2025, according to data presented (and later deleted) at the Social Security Operational Meeting in May. The shift coincided with Elon Musk calling the program “riddled with fraud” and “the biggest Ponzi scheme of all […]
Regulators near completion of guidance on compliance with annuity rules
{October 15th, 2025} by John Hilton
More than a year after first circulating a draft guidance on compliance expectations for its best interest standard for annuity sales, regulators are nearing a final version. The National Association of Insurance Commissioners adopted the Suitability in Annuity Transactions Model Regulation #275 update in 2020 to strengthen state regulation over annuity sales. The draft guidance provides […]
Axonic Insurance Adds iPipeline’s AFFIRM® to Automate Annuity Sales Lifecycle, Introducing a New Proprietary Product for IMO Market in Conjunction with LIBRA
{October 15th, 2025} by iPipeline
WAYNE, Pa.–(BUSINESS WIRE)–As part of its strategy to expand within the annuity market, Axonic InsuranceTM (“Axonic”), an annuity and investment solutions provider backed by Axonic Capital, and iPipeline®, a leading provider of digital solutions for the life insurance and wealth management industries, announced a new alliance that streamlines the annuity order entry process for the organization’s VantagePoint product launch […]
American National Insurance Company Trademark Application for “AMERICAN NATIONAL” Filed: American National Insurance Company
{October 15th, 2025} by Insurance Daily News
2025 OCT 08 (NewsRx) — By a News Reporter-Staff News Editor at Insurance Daily News — According to news reporting originating from Washington, D.C., by NewsRx journalists, a trademark application has been made for “AMERICAN NATIONAL” by Margaret A. Boulware BOULWARE & VALOIR, PLLC, representing American National Insurance Company. This application was made available to the public on September 22, 2025. The serial […]
US Department of Labor Greenlights Managed Account-Based Lifetime Income Offering
{October 15th, 2025} by Elizabeth S. Goldberg, Marla J. Kreindler, Michael B. Richman, Gaeun Yoo
The US Department of Labor recently issued an advisory opinion clarifying whether a managed account–based lifetime income offering could qualify as a qualified default investment alternative. Read at Morgan Lewis
American Equity is making big moves, including new office downtown
{October 15th, 2025} by Stepfanie Romine
For nearly three decades, American Equity Investment Life Insurance Company® has called West Des Moines home while helping Americans achieve their financial goals for retirement. With a reputation for integrity, innovation, and community impact, the company has grown into one of the region’s leading employers. Soon, that presence will expand even further with a new […]
This Underused Retirement Strategy Could Boost Your Fixed-Income Payout by 23%
{October 15th, 2025} by Adam Hardy
As the costs of everyday essentials continue to climb, fewer Americans are finding room in their budgets to save for retirement. A new study from Goldman Sachs uses that reality as its baseline and offers up several research-backed methods for Americans to stretch their retirement dollars. The report found one underutilized insurance strategy, in particular, could boost […]
Integrity Unites with Premier Insurance Solutions USA to Accelerate Growth and Serve Multicultural Communities
{October 15th, 2025} by Integrity Marketing Group, LLC
Integrity Unites with Premier Insurance Solutions USA to Accelerate Growth and Serve Multicultural Communities Integrity’s transformative blend of innovative technology and supportive resources empowers community-focused agency to enhance opportunities for agents and clients DALLAS – OCTOBER 8, 2025 – Integrity, LLC (“Integrity”), a leading distributor of life and health insurance, and […]
Oneglobal acquires Bermuda-based Life and Annuity Services
{October 15th, 2025} by Kassandra Jimenez-Sanchez
Oneglobal Broking, an independent Lloyd’s broker backed by JC Flowers, has announced the acquisition of Life and Annuity Services, a Bermuda-based specialist. The acquisition, which is subject to regulatory approval, marks a key milestone in Oneglobal’s effort to expand its capabilities and diversify its offerings. Read at Reinsurance News
How Corebridge Financial’s (CRBG) Nationwide Allstate Deal Could Expand Its Customer Base and Growth Prospects
{October 15th, 2025} by Simply Wall St
On September 30, 2025, Corebridge Financial announced that its life insurance products will be available nationwide through Allstate Financial Services, expanding distribution to Allstate’s licensed sales professionals and customers across the United States. This collaboration introduces both term and permanent life insurance options, with streamlined digital underwriting, enabling Corebridge to tap a significantly larger market […]
Report: MassMutual faces SEC scrutiny over accounting practices
{October 15th, 2025} by Jim Kinney, masslive.com
SPRINGFIELD — Regulators with the U.S. Securities and Exchange Commission are investigating accounting practices at MassMutual, the Wall Street Journal reported this week, citing sources within the agency. A mutual company owned by owners of eligible life insurance policies, MassMutual falls under the regulatory arm of the SEC. The Journal says the Securities and Exchange Commission […]
Demystifying the index marketplace — With Sheryl Moore
{October 8th, 2025} by Paul Feldman
In addition to being a key resource for the industry, Sheryl Moore has worked closely with the media as a fact-checking resource on life insurance and annuities, and she spent five years correcting every misleading or inaccurate article published on indexed products. Developing her expertise has helped her form some very definite ideas on how advisors should […]
Indexed Life & Annuities: Unlocking Opportunity
{October 8th, 2025} by John Hilton
“There are a lot of insurance agents who sell indexed annuities who have now tried the RILAs and are like, ‘Gosh, it’s really hard for me to go back to talking about an indexed annuity with a 9% cap when I can present this product to my client with a 20% cap if they’re just […]
My thanks to my good friend Paul Feldman at InsuranceNewsNet for this one.
{October 8th, 2025} by Sheryl J. Moore
Need someone to demystify the indexed insurance marketplace for you? I’m your huckleberry. A couple of takeaways on this piece by Paul Feldman, Demystifying the index marketplace- with Sheryl Moore In regard to hybrid indices- “There aren’t a lot of indexes that have that long a history on them. And, quite frankly, the illustrative rates […]
Decoding the Annuity Commission Paradox: Static Rates, Dynamic Averages
{October 8th, 2025} by Warren S. Hersch
Differences also show up across distribution channels. Sheryl Moore, publisher of Wink‘s Sales and Market Report, said that banks favor MYGAs because, like CDs, the products are simple to explain to clients, while fixed-indexed annuities have long been the bread-and-butter of independent agents. Read via Life Annuity Specialist
Kush Kotecha to lead Nationwide’s Annuity business
{October 8th, 2025} by Kristen Vasas-Samson
Nationwide Financial President Craig Hawley announced today that Kush Kotecha has been named leader of Nationwide Annuity. Kush fills the position which opened when Hawley was named leader of the company’s financial services business in August. Kush brings more than 20 years of financial services and insurance experience with deep expertise in business development, actuarial and risk management. He is known as an […]
Nearly Two-Thirds of Americans Feel Retiring ‘On-Time’ is Unattainable, According to New TIAA Survey
{October 8th, 2025} by TIAA
A new TIAA survey explores the financial reality of Americans’ ability to retire, as inflation outpaces Social Security payments and many think unconventional tactics – from lottery tickets to luxury handbags – could be reasonable ways to save NEW YORK, Oct. 6, 2025 /PRNewswire/ — Nearly two-thirds of Americans feel the dream of retiring between the typical […]
The Fed rate debate: How insurers cope with interest rates
{October 8th, 2025} by John Hilton
A clear and cohesive multiyear strategy for treatment of interest rates by the Federal Reserve is something the financial services industry would very much like to see. Surprises and indecision are no good for planning and investing. Unfortunately, the disagreement between President Donald Trump and Federal Reserve Chairman Jerome Powell, in addition to just being awkward, […]
Rep in Hot Water Over Annuity Swaps in Senior Clients’ Accounts
{October 8th, 2025} by Melanie Waddell
The Financial Industry Regulatory Authority has suspended a rep for two months and fined him $5,000 for recommending seven unsuitable variable annuity exchanges to three older clients. According to FINRA’s order, between February 2017 and June 2020, Jeffrey Roy Schuur, a general securities principal with Oakwood Capital Securities, recommended the exchanges without a reasonable basis to […]
More older Americans face a solo retirement; are they prepared?
{October 8th, 2025} by Susan Rupe
More than 16 million older Americans are aging alone, and 80% have not planned for household or health care assistance. “This topic scares the heck out of people,” said Mary Clements Evans, a Certified Financial Planner and behavioral finance expert. “It’s not just a financial time bomb, it’s an emotional one too.” Read at INN
Gen X seeks less financial advice even as retirement worries rise
{October 8th, 2025} by Ayo Mseka
Many Gen Xers are moving closer toward retirement with a lot of uncertainty about the state of their finances. This is according to the latest findings from Northwestern Mutual’s 2025 Planning & Progress Study, which reveals that more than half of Gen Xers – people born between 1965 and 1980 – think they won’t be financially […]
3 Ways Fraternals Tend to Be a Little Different
{October 8th, 2025} by Denise M. McCauley
While life insurance is known for being an extremely valuable resource for mitigating financial burden as a result of the loss of a loved one, approximately 102 million people say they still need it — or more of it — according to the 2024 Insurance Barometer Study. This presents a huge opportunity for service providers to […]
AM Best Affirms Credit Ratings of Zurich Insurance Group Ltd and Its Main Rated Subsidiaries
{October 8th, 2025} by AM Best
LONDON–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Ratings (FSR) of A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa” (Superior) of the main rated insurance subsidiaries of Zurich Insurance Group Ltd (Zurich) (Switzerland). At the same time, AM Best has affirmed the Long-Term ICR of “a+” (Excellent) of Zurich (a non-operating holding […]
Symetra Completes Acquisition of Dearborn Group’s Life & Disability Business, Enters Distribution Agreement
{October 8th, 2025} by Symetra
BELLEVUE, Wash.–(BUSINESS WIRE)–Symetra Life Insurance Company announced that its acquisition through reinsurance of Dearborn Group’s life and disability (LAD) business closed on Oct. 1, 2025, in accordance with the terms of the definitive agreement reported on June 30, 2025. The arrangement includes a multi-year distribution agreement with Dearborn Group’s parent company, Health Care Service Corporation, a […]
Security Benefit’s RIA Economic Outlook Finds Advisors Anticipate Inflation Rates Will Remain Under 3
{October 8th, 2025} by Security Benefit
TOPEKA, Kan.–(BUSINESS WIRE)–Registered investment advisors (RIAs) remain cautiously optimistic about the economy, according to the latest RIA Economic Outlook Index released by Security Benefit in partnership with Greenwald Research. The Index, which measures RIA sentiment on a scale from 0 (extremely pessimistic) to 100 (extremely optimistic), fell slightly to 58 in Q3, down from 60 […]
Athene to reinsure Sony Life’s whole life policies
{October 8th, 2025} by Kenneth Araullo
Athene, the retirement services provider and subsidiary of Apollo Global Management, has announced plans to enter a block reinsurance transaction with Sony Life Insurance, a Japanese insurer. The arrangement will see Athene reinsure an in-force block of US dollar-denominated whole life insurance policies from Sony Life. As part of the transaction, Athene will enter into […]
BCG Penbridge Adds 2 Pension Risk Transfer Consultants
{October 8th, 2025} by Matt Toledo
Defined benefit pension consulting firm BCG Pension Risk Consultants and BCG Penbridge added Tom Sablak and Sam Mossing to its de-risking consulting practice, the firm announced Tuesday. The duo will help drive and deliver cost management and de-risking consulting services for defined benefit pension plans, according to a firm statement. Read at Chief Investment Officer […]
Bristol-Myers retirees win round in lawsuit over $2B Athene annuity deal
{October 8th, 2025} by John Hilton
A lawsuit brought by former Bristol-Myers Squibb employees can continue, a New York judge ruled on Monday. Plaintiffs established a case that turning their pensions into Athene annuities pose a risk to their retirement earnings, the judge said. The case is the second pension risk transfer ruling in as many weeks from New York federal […]
Private equity life insurers turn to Japan in latest reinsurance dealmaking
{October 8th, 2025} by John Hilton
A pair of life insurers announced significant reinsurance deals this week with Japanese reinsurance companies. Billion-dollar reinsurance arrangements are part of the new life insurance industry paradigm, driven heavily by private equity and alternative investment managers. The offshore reinsurance trend has regulators concerned enough to create a new guideline for asset adequacy testing of reserves backing these […]
Affluent Increase Charitable Giving, But Number Of Donors Decreases, Study Finds
{October 8th, 2025} by Karen Demasters
That is the conclusion of the Bank of America Study of Philanthropy, which was conducted in conjunction with the Indiana University Lilly Family School of Philanthropy and released today. Total charitable contributions from affluent donors with more than $1 million of wealth have increased by more than 30% since 2015, and in 2024, giving by […]
Greg Lindberg victims due to get paid after Judge OKs sharing contact info
{October 8th, 2025} by John Hilton
A North Carolina judge approved the release of personal policyholder information so the special master can begin getting funds to victims of Greg Lindberg’s fraud. Magistrate Judge David C. Keesler signed the consent order directing the National Organization of Life and Health Insurance Guaranty Associations and the North Carolina Insurance Companies — four insurers once […]
Regulators split as NAIC group weighs AI rules for insurers
{October 8th, 2025} by John Hilton
Regulators are in two camps on whether to move forward with a model law governing the use of artificial intelligence by insurance companies. The Big Data and Artificial Intelligence Working Group met Monday to discuss next steps in the regulation of AI. The National Association of Insurance Commissioners adopted a set of AI “principles” in […]
Gens Z and X, Millennials, Struggle to Save for Retirement Due to Competing Priorities
{October 8th, 2025} by Emily Boyle
According to the 2025 Goldman Sachs Asset Management Retirement and Survey and Insights Report, “New Economics of Retirement,” released Wednesday, 42% of Generation Z, Millennials and Generation X state they are living paycheck-to-paycheck, and nearly three-quarters (74%) report struggling to save for retirement due to competing financial priorities. Read at PlanSponsor
