Chucking the 4% Rule to boost retirement spending
October 22, 2025 by Susan Rupe
Is the 4% Rule dead?
It’s not dead, but it’s flawed, said a statistician specializing in finance who has announced research challenging the 4% rule and similar fixed-rate withdrawal strategies for retirement spending.
Stefan Sharkansky published a research study and launched The Best Third, a website that gives retirees and financial advisors the ability to explore Sharkansky’s annual recalculated virtual annuity approach to retirement withdrawal strategy.
Originally Posted at InsuranceNewsNet on Oct 22, 2025 by Susan Rupe.
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