Indexed Life & Annuities: Unlocking Opportunity
October 8, 2025 by John Hilton
“There are a lot of insurance agents who sell indexed annuities who have now tried the RILAs and are like, ‘Gosh, it’s really hard for me to go back to talking about an indexed annuity with a 9% cap when I can present this product to my client with a 20% cap if they’re just willing to accept a little bit of downside exposure,’” noted Sheryl Moore, CEO of Moore Market Intelligence and Wink. “I am projecting record sales of structured annuities and RILAs unlike anything we’ve seen. … It is going to eclipse indexed annuity sales. They’re very, very popular.”