Timing truly IS everything!!

October 28, 2025 by Sheryl J. Moore

Aspida is a relative newcomer to the annuity business.

Three years ago, they entered the market with a technology-first mindset. That paid-off BIG time, when rates on annuities more than doubled, just three quarters after their market entry.

Where some insurers were taking six weeks to get eyes on an app, Aspida was issuing on the date apps were submitted. The company’s MYG annuity sales doubled between their first quarter in business, and a mere two quarters later.

Just one quarter after their big splash into the MYGA market, they introduced their indexed annuities. In a single quarter, their sales increased by 37 times! WOW!

It has been only three years since Aspida made their debut into annuities, and they already have a 1% market share of the $115 billion annuity market for 2Q2025.

Timing truly IS everything!!

Now, the company is introducing a structured annuity/RILA. (Can I emphasize here how new product introductions are typically s-l-o-w?!?) The new annuity has some surprises.

1. Simplicity when it comes to the indices offered;
2. One, three and six-year terms on their indexing methods; and
3. An alliance with Apple Wallet.

That’s right- you can check your annuity’s values directly from your iPhone or Apple Watch. Bananas!!! (And dare I say this is very John Hancockish of them?)

Kudos to my dear friend Chad Burns and his team. They keep this company on my “Carriers to Watch” list.

Oh, and if you need the deets on the news structured annuity/RILA Aspida Dreampath Annuity, check out Wink, Inc.‘s AnnuitySpecs tool. -sjm