Heartland National launches a new FIA featuring High Water Mark on volatility-controlled indexes
November 26, 2025 by Heartland National
KANSAS CITY, MO, UNITED STATES, November 11, 2025 /EINPresswire.com/ — Heartland National Life Insurance Company (HNL) today announced the launch of its latest product, the Secure Retirement Fixed Indexed Annuity (FIA). Developed with input from experienced agents, the FIA is designed to provide a clear and straightforward approach to retirement savings.
“We designed this FIA from an agent’s perspective to better meet client needs,” said Todd Wyss, Executive Vice President of Annuities at Heartland National Life Insurance Company. “Our goal was to create a product that’s simple to explain, transparent in structure, and focused on helping clients confidently grow and protect their retirement.”
The annuity accepts a minimum premium of $5,000 for both qualified and non-qualified contracts and includes a Critical Illness Benefit covering cancer, heart attack, or stroke. This unique feature allows clients to access up to 25 percent of their premium, bonus, or credited interest in the event of a qualifying illness — providing liquidity and support during a challenging life event.
Designed for independent agents, Heartland National provides streamlined contracting, typically completed within 48 hours, and direct access to agency support. Agents also receive training, marketing tools, and dedicated assistance from Heartland’s team.
Founded and headquartered in Kansas City, Missouri, Heartland National Life Insurance Company develops and distributes health and annuity products nationwide. The company is recognized for supporting independent agents and its commitment to innovation, stability, and integrity.
Todd Wyss
Heartland National Life Insurance Company
+1 785-979-6086
email us here
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Wink’s Moore on the Market: Holy buckets!
Heartland National Life Insurance Company us coming in hot.
This insurer just entered the indexed annuity market. One of their three products offers a 25% premium bonus and another features a 12% premium bonus.
The third product? It has higher rates.
And that compensation is very competitive.
Hats off to Todd Wyss…you certainly know how to get MY attention!
If you want all the details, check out Wink, Inc.‘s AnnuitySpecs tool. -sjm
