How Annuities Can Help Retirees Fund Long-Term Care
November 12, 2025 by John Manganaro
Health shocks that drive the need for expensive long-term care often arise suddenly and are frequently permanent. This makes the prospect of serious disability in retirement one of the biggest sources of stress for late-career workers as they map out their future income strategy.
As discussed in a new working paper published by the National Bureau of Economic Research, U.S. nursing home costs exceed $100,000 per year in some regions, and government assistance programs such as Medicaid help out only when retirees are largely destitute.
Originally Posted at Think Advsior on Nov 11, 2025 by John Manganaro.
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