To Replace, or Not to Replace, an Annuity
December 4, 2025 by John Stevenson
I recently had someone reach out to me who wanted to replace six annuity contracts that he had with Nationwide.
He had purchased them three years ago, and the current surrender charges were 9% plus a market value adjustment (MVA) charge of over 3%.
With a total of over 12% in surrender charges to get released from these contracts, I usually shy away from doing a replacement for an annuity.
Originally Posted at ThinkAdvisor on Dec 4, 2025 by John Stevenson.
Categories: Industry Articles
