‘Baseless claims’: PacLife hits back at Kyle Busch in motion to dismiss suit
January 27, 2026 by John Hilton
Pacific Life Insurance Co. responded Thursday to racing superstar Kyle Busch’s indexed universal life lawsuit, filing more than 1,000 pages worth of exhibits in a motion to dismiss.
PacLife cited failure to state a claim, a common defense from insurers who maintain no wrongdoing. Busch, who initially filed the lawsuit in North Carolina state court in October, was well-represented and should have known what he agreed to, PacLife attorneys wrote.
Wink’s Moore on the Market: DANG!
If you thought the Busch’s weren’t playing, Pac Life is bringing the HEAT!
“‘Rather than accept responsibility for their own decisions, Plaintiffs now attempt to blame their negative outcome on the IUL product – a product approved by insurance regulators in every state – and purported oral promises that are directly contradicted by express written disclosures they acknowledged and signed,’ they said.
“The filing alleges that these design decisions materially increased target premium, early policy charges, and compensation, while offering no corresponding accumulation or survivability benefit to the policyholder.
In its memo, Pac Life called this ‘a puzzling claim.’
Pac Life specifically countered that claim in its memo, describing the couple as “[s]urrounded by their own team of financial and legal advisors.”
*mic drop* -sjm
