Talcott’s annuity offerings include one multi-year guaranteed annuity and two fixed indexed annuities – one focused on accumulation and the other on guaranteed income. In volatile markets, these fixed index products provide principal protection while also allowing the policyholder to participate in upside from market returns.

Along with offering competitive terms on its new products, Talcott has built a technology-enabled, streamlined sales process to reduce friction for both policyholders and agents. Together, these three new annuity products and Talcott’s digitally-enabled sales are expected to provide a best-in-class experience for both the policyholder and the agent.

“Today’s launch of our retail annuity products marks a significant milestone in our growth journey and is a testament to the dedication of our employees,” said Imran Siddiqui, Chief Executive Officer, Talcott. “Our new retail annuity products draw on our over 40-year legacy of providing income solutions for policyholders and aligning our interest with theirs. We see a massive opportunity to bring the core competencies and capabilities we’ve built in risk management and our open-architecture investment management model to the growing retail market and help meet the critical need for principal protection and guaranteed income.”

Talcott Financial Group Fixed Annuity Product Overview

Talcott is coming to market with three core fixed annuity products to meet a wide range of policyholder priorities. These products include:

• EverGuard Aspire Series: The EverGuard^SM Aspire Series provides index-linked growth potential with protection from market losses. It’s a long-term solution designed to support accumulation, giving policyholders a way to build their savings while helping safeguard their principal along the way and support their long-term evolving retirement income needs.
• EverGuard Assurance: EverGuard^SM Assurance 10 is designed to protect the policyholder’s premium from market losses while offering growth potential tied to a market index. For income needs, it features guaranteed deferral credits that grow their income base independent of market performance, helping ensure secure, predictable income for retirement.
• EverStead MYGA: The EverStead^SM MYGA is a multi-year guaranteed annuity that offers a fixed rate of compound interest for the selected term, providing policyholders with steady, predictable growth and peace of mind regardless of market fluctuations.

“Talcott has a strong value proposition to offer policyholders and agents. We are well positioned to help address the growing demand from retirees and pre-retirees for products like annuities that securely boost income or protect principal in retirement,” said Ryan Lex, Head of Retail Distribution, Talcott. “Our comprehensive suite of annuity products, along with our technology-enabled underwriting process, provide a unique value proposition for both policyholders and agents. We’re excited to offer this set of products while streamlining the policy underwriting process.”

About Talcott Financial Group

Talcott Financial Group, an international life insurance group, combines longstanding industry experience with the agility needed for today’s market to bring a modern perspective to risk solutions. Whether an individual planning for retirement or an organization seeking risk transfer solutions, Talcott Financial Group is committed to protecting what matters most and guiding its partners to peace of mind. The enterprise benefits from its strong financial position, as evidenced by $127 billion in assets under management as of September 30, 2025, its investment-grade financial strength ratings, and its partnership with Sixth Street, a leading global investment firm. Talcott Financial Group has offices based in Bermuda, the Cayman Islands, Connecticut, and New York.

For more information, visit www.talcott.com or follow Talcott Financial Group on LinkedIn.

Annuities issued by Talcott Resolution Life and Annuity Insurance Company (NAIC #71153), headquartered in Hartford, Connecticut, and issuing annuities in 49 states and Washington, D.C. (excluding New York), is not providing investment advice. Nothing in this material should be considered investment advice or interpreted as a recommendation by Talcott Resolution Life and Annuity Insurance Company or any other Talcott company.

Annuity features and availability may vary state by state.

Annuity guarantees are based on the financial strength and claims paying ability of the issuing insurance company. The term financial professional does not imply involvement in an advisory role with compensation separate from sales. Financial professionals will receive a commission for selling a Talcott annuity. All copyrights reserved. No part of this document may be reproduced, published, or used without permission of Talcott Financial Group.

The information provided herein is not, and should not be construed as, an advertisement, solicitation or offer to purchase this product in the states of Idaho, Mississippi, Nevada, North Dakota, Oklahoma, or Oregon.

INVESTMENT AND INSURANCE PRODUCTS ARE: • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED