Corebridge Is 2nd Carrier in 2 Weeks to Add Bitcoin Index to FIAs
February 3, 2026 by Cyril Tuohy
Indexed annuities don’t permit the contract holder to directly invest in the index but instead earn interest based on the performance of the index up to a limit, said industry analyst Sheryl Moore, CEO of Wink, publisher of Wink’s Sales & Market Report, which tracks annuities.
So, adding these index options doesn’t amount to direct investment in crypto, she noted.
Insurers that rely on independent agent distribution like to have new products and features to offer agents as the carriers have to compete with dozens of other insurers to get agents’ attention, she said. As a result, insurance companies launch new indexes quite frequently.
The new indexes available with the Corebridge and Delaware Life contracts will give agents something to talk about, and having an index based on crypto allows consumers to get a little more comfortable with digital currency without being directly exposed to losses when there is a corresponding decline in the index, Moore noted.
“I do not think this is either good, nor bad,” she said. “It just provides annuity purchasers another hybrid index from which to choose.”
Read the full story at Life Annuity Specialist
