Fixed Indexed Annuities and Bonds: The Perfect Match as Interest Rates Inch Lower?

February 17, 2026 by Keith Wiltfong, CFP®, CIMA®

For decades, bonds have played a familiar role in retirement portfolios. They are meant to reduce volatility, provide income and act as a counterbalance to stocks, especially as investors approach and enter retirement.

But with the Federal Reserve signaling more potential rate cuts ahead, many investors are facing a key decision: How best to allocate the portion of a portfolio traditionally reserved for bonds.

Read at Kiplinger

Originally Posted at Kiplinger on February 2026 by Keith Wiltfong, CFP®, CIMA®.