Moore on the Market 7/15/2026

July 15, 2026 by Sheryl J. Moore

Good morning!

Here’s the latest life/annuity product news, delivered FREE to your inbox…

ANNUITY

07/15/26:  AuguStar launches their Observatory indexed annuity series. What’s interesting about the products? Annuitants can choose from asset allocation models or individual indexing options. Most of the rates on these annuities are guaranteed for the contract term. Look for a 22% premium bonus as well.

07/15/26: Oceanview Life introduces a new annual point-to-point indexing method, utilizing the MSCI World Index (with a cap), on the Harbourview FIA series of indexed annuities.

07/13/26: Guaranty Income Life introduces a new annual point-to-point indexing method, utilizing the S&P 500 Dynamic Intraday TCA Index (with a cap), with rates guaranteed for the surrender charge term on the Guaranty Growth Plus indexed annuity.

07/13/26: Lincoln National Life increases the competitiveness of the Lincoln ProtectedPay Select Guaranteed Lifetime Withdrawal Benefit (GLWB), which is available on the FlexAdvantage Income series, FlexAdvantage Income Access, and OptiBlend Income series indexed annuities.

07/11/26: Nassau Life and Annuity increases the competitiveness of select payouts on the Income Horizon: Early and Flex-Forward GLWB riders, which are available on the Nassau Income Accelerator. They also increased competitiveness of select cells the Income Today GLWB riders available on the Nassau Personal Protection Choice and Nassau Personal Choice Income indexed annuities.

Want all the specifics? Hit up Wink’s AnnuitySpecs tool NOW.

LIFE INSURANCE

06/27/26: American General Life introduces two new annual point-to-point indexing methods, utilizing the S&P 500 and the Nasdaq-100 (with a cap)- both with a non-guaranteed Account Value bonuses- on the Max Accumulator+ III indexed universal life (IUL) product.

06/27/26:  The United States Life Insurance Company in the City of New York introduces the Max Accumulator+ III indexed universal life product.

Want all the specifics? Hit up Wink’s LifeSpecs tool NOW.

-sjm