Moore on the Market 8/5/2026
August 5, 2026 by Sheryl J. Moore
Good morning!
Here’s the latest life/annuity product news, delivered FREE to your inbox…
ANNUITY
07/20/26: AuguStar Life Insurance Company launched their AuguStar LunarLock Prime 5 as a proprietary offering for a specific distributor’s shelf. This product has improved rates over the national version of the annuity.
07/27/26: Nationwide Life Insurance Company introduced their Monument Advisor Select NY variable annuity (VA) in New York. This I-share annuity looks eerily similar to the Jefferson National product with the same moniker. What IS different is that this new product does not have a Guaranteed Minimum Death Benefit (GMDB), like the Jefferson National version does.
07/30/26: Upstream Life Insurance Company increased the street level compensation on the Secure Legacy 6-Year MYG annuity.
08/01/26: CL Life and Annuity Insurance Company initiated a commission bonus program for qualifying premiums received on the CL Tarrant Trail MYG annuity series effective 08/01/26 – 10/31/26.
08/01/26: Guaranty Income Life reduced the maximum issue age on the Guaranty Rate Lock 3 & 4 year Multi-Year Guaranteed (MYG) annuities.
08/01/26: Nationwide Life & Annuity increased the competitiveness of their Guaranteed Lifetime Withdrawal Benefit (GLWB), through a rollup increase, on the Nationwide High Point 365 Select with Bonus Lifetime Income Benefit Rider, which is available on the New Heights Select 8, 9 and 10 indexed annuities.
08/03/26: Aspida Life Insurance Company is all about new hybrid indices this week. A couple of days ago the insurer rolled-out a new annual point-to-point indexing method utilizing the T.Rowe Price U.S. Equity 15 Index with a cap, as well as a new two-year term end point indexing method utilizing the T.Rowe Price U.S. Equity 15 Index and a participation rate. Products impacted by the change are the proprietary Synergy Choice Max, Synergy Choice Bonus and Synergy Choice Income indexed annuities.
Want all the specifics? Hit up Wink’s AnnuitySpecs tool NOW.
LIFE INSURANCE
Life insurance launches and product changes are not nearly as frequent as for those on the annuity side. Sad face!
Want all the specifics? Hit up Wink’s LifeSpecs tool NOW.
-sjm