Moore on the Market 9/2/2026
September 2, 2026 by Sheryl J. Moore
Good morning!
Here’s the latest life/annuity product news, delivered FREE to your inbox…
ANNUITY
09/01/26: AuguStar Life Insurance Company increased premium bonuses on their Omega Bonus 10, Omega Bonus Plus 10, Observatory Bonus 10 and Observatory Bonus Plus 10 indexed annuities. Bonuses on these indexed annuities now range from 16% – 32%- the (current) highest premium bonus offered on any indexed annuity.
09/01/26: Nationwide Life & Annuity Insurance Company rolled out new annual point-to-point and two-year term end point indexing methods, utilizing the American Funds The Growth Fund of America: Class F3, GS American Funds GFA 15% Index and the S&P 500 Distance Stabilizer TCA Index (USD) ER- all featuring a participation rate AND spread rate. The company also pulled their indexing methods that utilize the JP Morgan Mozaic II and NYSE Zebra Edge II indices from all annuities in the Nationwide New Heights Select series.
09/01/26: Revol One Financial introduced the BreakThrough Annuity Account MYGA series. SN: Annuity account? Hmmm…that’s a first! Why? Because the gains on these annuities are taxed annually. (?!?) Plus- interest withdrawals taken before age 59.5 are not subject to the IRS early withdrawal penalty. The series, which will be distributed via Revol One independent agents, offers 3-, 5-, 7- and 10-year multi-year guaranteed annuities (MYGAs). What’s remarkable about this series? Well- the rates. They range between 6.00% and 6.25%, depending on the guarantee period selected. They are also what I like to refer to as “cafeteria plan” annuities. You want surrender charge waivers? That will cost you, in terms of rate. Do you desire more liquidity- that will cost you too, when you evaluate the rates. This company is offering a commission bonus program on these products. With already-competitive commissions, coupled with competitive rates for the customer, this commission bonus will definitely move these products “up” in the spreadsheets.
09/01/26: Pruco Life Insurance Company increased Guaranteed Lifetime Withdrawal Benefit (GLWB) payouts on the Prudential Fixed Annuity with Daily Advantage Income Benefit, and the Prudential Fixed Annuity with Daily Advantage Income Select Benefit.
08/31/26: Delaware Life Insurance Company increased payouts for all GLWB riders available on the TruePath Income indexed annuity.
08/31/26: Fidelity & Guaranty Life Insurance Company increased the benefit base bonus on the Anytime Income GLWB option on the F&G 1-2-3 indexed annuity.
08/28/26: Athene Annuity and Life Company increased GLWB payouts on the Ascent Pro indexed annuity series and increased the GLWB benefit base bonus on the Ascent Pro 10 Bonus.
Want all the specifics? Hit up Wink’s AnnuitySpecs tool NOW.
LIFE INSURANCE
Life insurance launches and product changes are not nearly as frequent as for those on the annuity side. Hit us up next week…we may have something to report on then. Or, we might not!
Want all the specifics? Hit up Wink’s LifeSpecs tool NOW.
-sjm
