The Rise Of The Variables, Part II
April 20, 2021 by Steven A. Morelli
With all the pressure on fixed products, carriers have been looking over at the variable side of the business.
The recent runaway success of registered index-linked annuities, also known as buffered or structured annuities, has inspired insurance companies to consider extending the model to other products.
Timothy Pfeifer of Pfeifer Advisory, which advises carriers on product design, said interest rates, regulations, tax policy and other factors are forcing companies to rethink their whole product lineup.