One Of The Best IULs You’ve Probably Never Heard Of
August 10, 2021 by Brian Manderscheid
With all of the recent government tax and spending proposals, some of which may be signed into law in some form or another, the concept of tax advantaged growth and supplemental tax-free retirement income from a properly structured indexed universal life is certainly continuing to gain steam. Of course, coming out of a major pandemic, prospects and clients also can better see the value of owning life insurance. As a 15-year veteran in the indexed universal life space I can tell you that today there is no shortage of IUL products in our industry. Each tend to fit inside a particular niche, whether that is accumulation-focused, death benefit protection or even living benefits such as chronic and critical illness. Out of the roughly three dozen indexed universal life products, there are a handful, maybe just two, of top tier IUL’s that excel in the cash value accumulation space.