Impaired Risk Life Underwriting: Past, Present and Future
November 2, 2021 by Robert Goldstone
In 1987, Ronald Reagan was finishing what might be later referred to as an “impaired” presidency, the Minnesota Twins won their first World Series, and we were entering what would become the Renaissance of Impaired Risk Underwriting as a force to be reckoned with. I was practicing Internal Medicine and Endocrinology, and was looking to use my knowledge outside of the nine dots. After leaving practice to start my Insurance Medicine career at Transamerica, I was presented with an opportunity to ride the wave of an up and coming business—impaired risk underwriting—at MetLife Brokerage. It was easy to see that the opportunities would be enormous.