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  • Munich Re Life US Enters Into a Definitive Agreement to Acquire Clareto, a Health Information Exchange That Provides Record Retrieval Services to the Life Insurance Industry

    {April 19th, 2022} by Munich Re

    NEW YORK–(BUSINESS WIRE)–Munich Re Life US (Munich Re) today announced that it has entered into a definitive agreement to acquire MedVirginia, Inc. d/b/a Clareto, one of the leading medical record retrieval companies for the life insurance industry. Through its partnership with more than 25 health information exchanges (HIEs) and electronic health record (EHR) software vendors, […]

    Symetra Introduces Accumulator Ascent IUL

    {April 19th, 2022} by Symetra

    BELLEVUE, Wash.–(BUSINESS WIRE)–Symetra today announced the introduction of a new version of its Accumulator indexed universal life insurance (IUL) product — Symetra Accumulator Ascent IUL. The flexible-premium adjustable life insurance policy with index-linked interest options provides death benefit protection plus policy cash value growth potential that can help with future income needs. “Symetra is committed to […]

    Eagle Life Insurance Company® Announces New Indices and Growth Potential Options for FIA Products

    {April 19th, 2022} by Eagle Life Insurance Company

    WEST DES MOINES, Iowa–(BUSINESS WIRE)–Eagle Life Insurance Company®, a provider of fixed and fixed index annuities, has announced several enhancements designed to broaden diversification options and boost growth opportunities on its fixed index annuity portfolio. New indices and rider enhance growth, diversification options Eagle Life is adding two new index options and a Performance Rate […]

    AIG Names Investment Chief for Corebridge Spinoff

    {April 19th, 2022} by Allison Bell

    American International Group has picked Sabra Purtill to oversee investments for Corebridge Financial — an AIG spinoff that could come to life with about $256 billion in invested assets. The New York-based insurer is preparing to use Corebridge as the vehicle for turning the AIG Life & Retirement business into a separate company. Click HERE to read […]

    Paid-Out Commissions Rose in 2021. But There’s More to the Story.

    {April 19th, 2022} by Warren S. Hersch

    Wink CEO Sheryl Moore said in an email that the Department of Labor fiduciary rule could affect agent compensation, in particular on sales of tax-qualified annuities offered through employer-sponsored retirement plans. Click HERE to read the full story via LifeAnnuitySpecialist

    Oceanview Re Names Stelian Dragan President and Chief Business Development Officer

    {April 19th, 2022} by Oceanview Reinsurance Ltd

    HAMILTON, Bermuda–(BUSINESS WIRE)–Oceanview Reinsurance Ltd. (“Oceanview Re”), a Bermuda Class E insurance company, today announced that Stelian Dragan has been appointed President and Chief Business Development Officer, effective April 1, 2022. Mr. Dragan is based in Hamilton, Bermuda and will be responsible for directing the business development activities of Oceanview Re. “Stelian is an ideal […]

    Protective Furthers its Sustainability Commitment by Establishing a $1.5 Billion Sustainability-Linked Revolving Credit Facility

    {April 19th, 2022} by Protective Life Corporation

    BIRMINGHAM, Ala.–(BUSINESS WIRE)–Protective Life Corporation, a wholly owned U.S. subsidiary of Dai‑ichi Life Holdings, Inc. (TSE:8750), and its principal subsidiary, Protective Life Insurance Company (together, “Protective”), today announced the recent closing of a five-year, $1.5 billion sustainability-linked revolving credit facility, which replaces its current $1.0 billion revolving credit facility. “At Protective, we are doing our part to […]

    American Equity Schedules First Quarter 2022 Earnings Release, Conference Call and Webcast

    {April 19th, 2022} by American Equity Life Investment Holding Company

    WEST DES MOINES, Iowa–(BUSINESS WIRE)–American Equity Investment Life Holding Company (NYSE: AEL) announced today that it will release first quarter 2022 earnings and other financial results after the close of market on Wednesday, May 4, 2022. The first quarter earnings release and financial supplement will be posted on the American Equity website at www.american-equity.com at that time. […]

    Global Atlantic Investor Outlook Study: Three Out of Five Investors Worry About Retirement Income, Blame Inflation and Low Interest Rates

    {April 19th, 2022} by Global Atlantic Financial Group

    NEW YORK–(BUSINESS WIRE)–A study from Global Atlantic Financial Group (Global Atlantic) revealed that three out of five retirement-age investors (61%) believe that low interest rates, combined with rising inflation, will make it harder to create a retirement income stream that will last their lifetimes. In addition, a quarter of participants (24%) said they are extremely or very […]

    Craig DeSanto Assumes New York Life Chief Executive Officer Position

    {April 19th, 2022} by New York Life

    NEW YORK–(BUSINESS WIRE)–New York Life, America’s largest1 mutual life insurer, today announced that Craig DeSanto has assumed the company’s chief executive officer (CEO) position. Mr. DeSanto was named CEO-elect in November 2021 after serving as a member of New York Life’s Board of Directors since February 2021 and as New York Life’s president, a title he […]

    CUNA Mutual Group Reports Record Financials and Exceptional Growth Through 2021

    {April 19th, 2022} by CUNA Mutual

    MADISON, Wis., April 14, 2022 /PRNewswire/ — CUNA Mutual Group reported record financial performance and exceptional growth in 2021, delivering on the company’s purpose to make brighter financial futures accessible to more consumers. Through outstanding product growth, strategic investments and the largest acquisition in company history, CUNA Mutual Group ended the year with its strongest business and […]

    Wisconsin Governor Signs Annuity Suitability Update Bill

    {April 19th, 2022} by Allison Bell

    Wisconsin has become the 23rd state to adopt the new annuity sales standards created by the National Association of Insurance Commissioners. Gov. Tony Evers, a Democrat, signed S.B. 644 into law Friday. Click HERE to read the full story via ThinkAdvisor

    Life Application Activity Cools

    {April 19th, 2022} by Allison Bell

    U.S. individual life insurance application activity was soft in March when compared with March 2021, according to the new the new MIB life application activity report. The overall level of activity was 7.7% lower last month than in the year-earlier month, MIB says. Click HERE to read the full story via ThinkAdvisor

    I Love Annuities and You Should, Too!

    {April 19th, 2022} by Sheryl J. Moore

    If you have ever wondered why I am so passionate about educating people (specifically) about annuities, listen in. My thanks to Douglas Jones for the opportunity to share my story!

    6 Roadblocks Holding Advisors, Clients Back From Annuities

    {April 19th, 2022} by Ginger Szala

    In 1975, there were just over 311,000 private retirement plans in the United States. Of those, 103,346 were defined benefit, or pension plans, while 207,748 were defined contribution plans, according to statistics from the Employee Benefits Security Administration of the U.S. Department of Labor. In 2019, the total number of private company plans was 733,678. Only […]

    Sustainalytics Releases 2021 Annual Review of Pacific Life’s Sustainable Bond Framework

    {April 19th, 2022} by Sustainanalytics

    NEWPORT BEACH, Calif.–(BUSINESS WIRE)–Sustainalytics, which provides high-quality, analytical environmental, social and governance (ESG) research, ratings and data to institutional investors and companies, has released its first annual review of Pacific Life’s Sustainable Bond Framework and $800 million ESG bond issuance from April 2021. Findings from the report include: All proceeds of the $800M ESG bond […]

    Aegon publishes agenda for 2022 Annual General Meeting

    {April 19th, 2022} by Aegon

    The Hague, April 19, 2022 – Today, Aegon N.V. has published the agenda for its Annual General Meeting of Shareholders (AGM) on Tuesday, May 31, 2022. The Executive Board will propose to the AGM that shareholders adopt the Annual Accounts 2021 and approve a final dividend for 2021 of EUR 0.09 per common share, which brings Aegon’s total dividend […]

    Financial Independence Group will build $22.3 million campus in Cornelius

    {April 19th, 2022} by Newsroom

    April 5. Financial Independence Group will build a state-of-the art corporate campus on a five-acre site on Westmoreland Road. The new $22.3 million campus will be home to Financial Independence Group (FIG) and three of its affiliate companies: Alphastar Capital Management, Barnabas Capital, and Independent Property and Casualty Group. The project will result in the […]

    Does Your Client Need an Annuity? Here’s a Formula to Help Decide

    {April 18th, 2022} by Ginger Szala

    As demand for guaranteed income is on the rise these days, advisors might need to be prepared when clients ask about annuities. These products allow clients to invest a lump sum to guarantee a future income stream, insuring against running out of money in retirement. Perhaps the first question from a client is, why bother? […]

    Hiring hybrid LTC/life insurance wholesalers?

    {April 18th, 2022} by Sheryl J. Moore

    Just got wind that an insurance company getting out of the hybrid LTC/life insurance market; the wholesalers received their pink slips.   If you are hiring wholesalers and work at an insurance company home office, please comment HERE to get the word out. Thanks!

    Is the Attack on Annuities Still Fair?

    {April 18th, 2022} by David Stone

    Last year, Citywire RIA published an article by Andrew Foerch, “Attack of the Annuities: Should RIAs Reevaluate the Controversial Insurance Product?” The piece offers a balanced analysis of the insurance products by giving voice to both proponents and detractors. Ultimately, he concludes that while annuities are making progress, they’re too controversial for many advisors to […]

    Anti-Annuity Advisors Shouldn’t Be in Business, ‘Stan the Annuity Man’ Says

    {April 18th, 2022} by Jane Wollman Rusoff

    The advisor who tells clients to never consider an annuity is “a fool” and “shouldn’t be in the financial business,” argues Stan Haithcock, otherwise known as Stan the Annuity Man, in an interview with ThinkAdvisor. Such financial advisors are ignoring the fact or not acknowledging that Social Security benefits and pensions are themselves annuities. Click […]

    QC-based Royal Neighbors reports record social impact of $20.5 million

    {April 18th, 2022} by Jonathan Turner

    Royal Neighbors of America, a fraternal benefit society based in Rock Island, reported Tuesday that they delivered $20.5 million in social impact in 2021. A membership organization that offers life insurance and annuity products, Royal Neighbors is driven by its mission of supporting women and serving communities, making social impact the cornerstone of their work, […]

    Integrity Partners with Honeycutt Insurance Marketing to Expand Life Insurance Distribution

    {April 18th, 2022} by Integrity Marketing Group

    DALLAS – APRIL 14, 2022 – Integrity Marketing Group, LLC (“Integrity”), a leading distributor of life and health insurance, and provider of wealth management and retirement planning solutions, today announced it has entered into an agreement to acquire Honeycutt Insurance Marketing, an independent marketing organization (“IMO”) based in Victorville, California. As part of the acquisition, Tray Honeycutt, […]

    Maryland Enhances Protections For Annuity Consumers

    {April 18th, 2022} by TNStalk

    WASHINGTON, April 12 (TNStalk) — The American Council of Life Insurers issued the following joint statement with two organizations: * * * American Council of Life Insurers (ACLI) President and CEO Susan Neely, National Association of Insurance and Financial Advisors’ (NAIFA) former president and NAIFA MD member Paul Dougherty, and The League of Life and Health Insurers of Maryland Executive Director Matthew Celentano issued the following joint […]

    The Standard’s Latest Annuity, Enhanced Choice Index, Provides Performance Potential and Protection

    {April 12th, 2022} by The Standard

    PORTLAND, Ore.–(BUSINESS WIRE)–Recognizing an increased need for greater flexibility and adaptable options for clients, The Standard announces an expansion of its annuity offerings with the new Enhanced Choice Index (ECI). ECI is a single-premium deferred index annuity that offers features to optimize growth capabilities, including four distinct index interest crediting strategies. “This product series allows The Standard […]

    AM Best Removes From Under Review With Developing Implications and Upgrades Credit Ratings of Sunset Life Insurance Company of America

    {April 12th, 2022} by AM Best

    OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has removed from under review with developing implications and upgrades the Financial Strength Rating to A- (Excellent) from B++ (Good) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “a-” ((Excellent) from “bbb+” (Good) of Sunset Life Insurance Company of America (Sunset Life) (Kansas City, MO). The outlook assigned to the Credit […]

    Maryland Adopts NAIC’s Annuity Sales Standards

    {April 12th, 2022} by Allison Bell

      Maryland has published the regulatory update in the Maryland Register. NAIFA has predicted that Wisconsin Gov. Tony Evers will sign that state’s bill soon. Hawaii also has a suitability update bill in the pipeline. The Maryland Insurance Administration has completed adoption of the annuity sales standards developed by the National Association of Insurance Commissioners. […]

    Top 10 Asset Classes Goldman Sachs Sees on Insurers’ Shopping Lists

    {April 12th, 2022} by Allison Bell

    The world’s insurers hold about $39 trillion in assets — and now inflation has climbed to the top of their economic worry list. Low interest rates have harried insurer asset managers for years. This year, rates are rising, but so are prices. Goldman Sachs Asset Management looks at insurers’ fears, and the strategies they’re using to manage […]

    NAIC Improves Insurance Regulators’ Tracking Tools

    {April 12th, 2022} by Allison Bell

    Regulators watched carefully to gauge the effects of the COVID-19 pandemic. They are using artificial intelligence tools to identify high-risk insurers. They have also added market conduct tracking tools. The National Association of Insurance Commissioners says it’s developing tools that will help member regulators do a better job of watching insurers. The Kansas City, Missouri-based regulator […]

    U.S. Life Insurers Looked Great in 2021: Fitch

    {April 12th, 2022} by Allison Bell

    COVID-19 led to a big increase in mortality. Net investment income grew more than life insurance claims. This year, an increase in interest rates could help insurers’ investment returns. The COVID-19 pandemic led to a historic spike in U.S. life insurance claims in 2021, but the life insurers’ Fitch Ratings did well. The rating agency […]

    The Psychology of Direct-to-Consumer Life Application: Accuracy

    {April 12th, 2022} by Peter Hovard

    Life insurers need complete, accurate information about an applicant to assess risk. The advisor-led application process may increase the odds of some kinds of application disclosure failures. The direct-to-consumer approach can lead to other types of disclosure failures. Behavioral science is helping life insurers with an important task: confirming that life insurance applicants have disclosed […]

    IRI Sees Strong Sales of Plain-Vanilla Fixed Annuities

    {April 12th, 2022} by Allison Bell

    A new U.S. individual annuity market report shows that sales of plain-vanilla fixed products soared in the fourth quarter of 2021. Sales of book value fixed annuities increased 50% between the fourth quarter of 2020 and the latest quarter, to $6.6 billion, according to the Insured Retirement Institute. A book value annuity is a traditional […]

    ETFs and Variable Annuities – A New Marketing Opportunity for ETFs

    {April 12th, 2022} by W. Thomas Conner, Nathaniel Segal, Jeremy I. Senderowicz

    On Tuesday, March 29, the U.S. House of Representatives passed the “Securing a Strong Retirement Act of 2022,” or, as it is already being called, “Secure 2.0.”  Secure 2.0 builds on the important retirement security legislation that Congress passed in 2019 — the “Setting Every Community Up for Retirement Enhancement Act,” or the “Secure Act.”  […]

    401(k) Investors With Annuities Are Less Likely to Trade

    {April 12th, 2022} by David Blanchett

    Guaranteed lifetime income, and annuities in particular, commonly are viewed as a way to simplify decisions around generating income in retirement. There are a myriad of assumptions, and uncertainties, related to withdrawing money from a portfolio in retirement. Allocating to products that provide guaranteed lifetime income is one way retirees can ensure that no matter how […]

    3 Insurance Stocks Worth Dipping Into During Tough Economic Times

    {April 12th, 2022} by INNsider Pro

    There were 5,929 insurance companies in the U.S. in 2020, according to the National Association of Insurance Commissioners, including 2,476 property casualty companies, 843 life/annuities companies, 995 health companies, 81 fraternal insurance companies, 62 title insurance companies, 245 risk retention groups and 1,227 others. Click HERE to read the for story via INNsider Pro

    Pacific Life Names CFO, Makes Other Moves as Button Takes Helm

    {April 12th, 2022} by Aaron Smith

    Pacific Life is one of the largest issuers of traditional variable annuities, with $5.58 billion of sales last year, according to the Secure Retirement Institute. It was the biggest seller of indexed universal life insurance for four years in a row, until National Life nabbed the top spot last year, according to market research firm Wink. Click HERE to […]

    More Young Adults Are Buying Life Insurance Thanks to the Pandemic—if They Can Get It

    {April 12th, 2022} by Francesca Fontana

    Before the pandemic, I didn’t think of life insurance as something I needed. Why would I? At the end of 2019, I was 25 years old and newly married. I had no children. The only time I thought about life insurance was when it came up as the killer’s hidden motive in true-crime documentaries. (I watch […]

    Take A Second Look At Guarantees

    {April 12th, 2022} by Grant Kvalheim

    Nobody knows anything,” might have been the downfall of certainty in Hollywood when screenwriter William Goldman wrote it in 1983, but in the financial services industry uncertainty is expected. And we know the best way to manage for uncertainty is to plan for it. If you’re worried about market volatility, you certainly aren’t alone. Today’s […]

    Mutual Of Omaha Ranks Highest For Digital User Experience Among Prospective Life Insurance Customers, UserZoom Study Finds

    {April 12th, 2022} by UserZoom

    First in Series of Benchmarking Reports for 2022 Finds Customer Frustration and Lack of Trust Lead to Missed Revenue, With Some Insurers Still Missing the Mark Key Findings:  Trust a key consideration in digital experience design Self Serve functionality is no longer optional, expected Modern functionality (best of breed consumer sites) drives consumer expectations Location […]

    Northwestern Mutual Boasts Record Number of Wealth Advisors in New Forbes “Best-In-State” Ranking

    {April 12th, 2022} by Northwestern Mutual

    MILWAUKEE, April 8, 2022 /PRNewswire/ — Northwestern Mutual announced today that over 100 of its financial advisors – more than ever before – have been listed among the best in their state according to a ranking by Forbes. “Northwestern Mutual’s dedicated and highly skilled financial advisors continue to set new standards and break records in wealth management,” said […]

    Financial Independence Group Set to Build New Corporate Headquarters in Cornelius, NC

    {April 12th, 2022} by FIG Marketing

    CORNELIUS, N.C., April 6, 2022 /PRNewswire/ — Financial Independence Group, LLC (FIG), a leading financial services conglomerate and a staple of the Cornelius, North Carolina community since 1998, will build a modern and elegant building and corporate campus that will be an exciting new community landmark on Westmoreland Road in Cornelius. The company will be moving from its current Cornelius headquarters near […]

    The Benefits of RILAs for Gen X Clients

    {April 12th, 2022} by Chris Grady

    Advisor Perspectives welcomes guest contributions. The views presented here do not necessarily represent those of Advisor Perspectives. According to LIMRA, registered index-linked annuities (RILAs) sales for the first half of 2021 were 105% higher than the same period in 2020. They have maintained a 38% compound annual growth rate since they were introduced over 10 years ago1. What’s […]

    Jackson to Report First Quarter 2022 Financial Results

    {April 11th, 2022} by Jackson Financial Inc.

    LANSING, Mich.–(BUSINESS WIRE)–Jackson Financial Inc.1 (NYSE: JXN) (Jackson®) will announce financial results for the first quarter ended March 31, 2022 after market close Tuesday, May 10, 2022. Jackson’s press release and supplemental financial materials will be available at investors.jackson.com. Jackson will host a conference call and webcast Wednesday, May 11, 2022 at 10 a.m. ET to review […]

    Best’s Special Report: U.S. Life/Annuity Insurers’ Revenues Rebounded in 2021

    {April 11th, 2022} by AM Best

    OLDWICK, N.J.–(BUSINESS WIRE)–Publicly traded U.S. life/annuity insurance companies saw a strong recovery in 2021, with net income more than tripling to $32.5 billion in 2021 from the previous year, driven largely by a 13% boost in revenue, according to a new AM Best report. According to the report, the industry saw a $35 billion increase in revenue […]

    Lincoln Financial Network Financial Professionals Recognized as Leaders in Diversity and Inclusion

    {April 11th, 2022} by Lincoln Financial Group

    PHILADELPHIA–(BUSINESS WIRE)–Lincoln Financial Network (LFN), the retail wealth management affiliate of Lincoln Financial Group (NYSE:LNC), announced today that Angela Ribuffo, CFP®, RICP®, ChFC®, CDFA®, CLTC® and Lawrence T. Smith, CFP®, CRPC®, CRPS® have been recognized by InvestmentNews for their tireless efforts to promote diversity and inclusion in the finance industry. The InvestmentNews ‘See It, Be It’ role model award recognizes individuals who […]

    AIG Announces Results and Upsizing of Its Tender Offers for Certain Outstanding Notes

    {April 11th, 2022} by AIG

    NEW YORK–(BUSINESS WIRE)–American International Group, Inc. (NYSE: AIG) today announced the results of its previously announced 23 separate offers (the “Offers”) to purchase for cash the notes of the series listed in the table below (collectively, the “Notes”) and that it has amended the Offers by increasing the applicable Maximum Purchase Consideration from $6.0 billion […]

    D2C term platform- Let me hear from you

    {April 11th, 2022} by Sheryl J. Moore

    Interesting bit of intel that I received today about a D2C term platform. Apparently, if you apply for a policy with a specific one of these services, they won’t deny you a policy, but will instead “counteroffer” with a lesser face amount/higher premium policy. This helps you so you don’t have to deal with that […]

    Term Conversion Smoking Status

    {April 11th, 2022} by Sheryl J. Moore

    I had someone tell me yesterday that they did a term conversion and the new policy was issued with a smoking status, which was the standard operating procedure on term conversions for the life insurance company. This really turned the agent off because the insured is not a smoker. Is it just me, or is […]

    Where to start if you want your kids to grow up financially savvy

    {April 11th, 2022} by Nicolas Vega

    If you want to raise financially savvy kids, consider leaving the lectures behind and starting with an allowance instead. One of the most important things you can teach your child is the importance of saving, says Rose Palazzo, former head of financial planning at Morgan Stanley and now head of MoneyGuide at advisory platform Envestnet. […]

    Workers Want Guaranteed Lifetime Income: Allianz Life’s Matt Gray

    {April 11th, 2022} by Allison Bell

    He hopes to help close the gap between what people have and what they’ll need. Matt Gray runs a major effort to add guaranteed lifetime income features to 401(k) plans and other defined contribution retirement plans. He’s hoping the new lifetime income push will improve retirement security for hundreds of thousands of people. Gray is […]

    For Every Life, There is a Story

    {April 5th, 2022} by Wink's Intel Pros

    April is Donate Life Month; this is a time to remember loved ones who gave the incredible gift of organ, tissue, and eye donation and to celebrate the impact made in the lives of recipients. This month, we remember Alexander M. Betts Jr. (AJ), the son of Wink’s CEO, Sheryl J. Moore and the significance […]

    Prudential Financial Completes Sale to Fortitude Re of $31B Block of Traditional Variable Annuities

    {April 5th, 2022} by Prudential Financial, Inc.

    NEWARK, N.J. & JERSEY CITY, N.J.–(BUSINESS WIRE)–Prudential Financial, Inc. (“Prudential”) (NYSE: PRU) and Fortitude Group Holdings, LLC, the parent company of Bermuda’s largest multi-line reinsurer (“Fortitude Re”), today announced the completed sale to Fortitude Re of a portion of Prudential’s legacy traditional variable annuity block. Consistent with the agreement announced on Sept. 15, 2021, Fortitude Re […]

    Prudential Financial completes sale to Empower of full-service retirement business

    {April 5th, 2022} by Prudential Financial, Inc.

    NEWARK, N.J.–(BUSINESS WIRE)–Prudential Financial, Inc. (NYSE: PRU) announced today the completion of the sale of its full-service retirement business to Empower, the second-largest retirement provider in the U.S. On July 21, 2021, Prudential announced it had entered into an agreement with Empower to sell its full-service retirement plan recordkeeping and administration business, inclusive of Prudential’s defined contribution, […]

    Empower Closes Acquisition of Prudential Financial Retirement Business

    {April 5th, 2022} by Empower

    GREENWOOD VILLAGE, Colo.–(BUSINESS WIRE)–Empower today announced it has completed the previously announced acquisition of Prudential Financial, Inc.’s full-service retirement business. The $3.5 billion acquisition expands Empower’s reach to more than 17.1 million retirement plan participants with $1.4 trillion in assets under administration on behalf of approximately 71,000 clients.1 The transaction also includes more than 1,800 employees […]

    AIG Announces Proposed Senior Notes Offering by Corebridge Financial, Inc.

    {April 5th, 2022} by American International Group

    NEW YORK–(BUSINESS WIRE)–American International Group, Inc. (NYSE: AIG) today announced that its majority-owned subsidiary, Corebridge Financial, Inc., intends to offer senior unsecured notes (the “Notes”) in connection with the previously announced separation of AIG’s Life & Retirement business. The Notes will be offered in a private offering exempt from the registration requirements of the U.S. […]

    AM Best Affirms Credit Ratings of Aspida Life Re Ltd., Assigns Credit Ratings to Aspida Life Insurance Company

    {April 5th, 2022} by AM Best

    OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating (FSR) of A- (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “a-” (Excellent) of Aspida Life Re Ltd. (Aspida Life Re) (Bermuda). The outlook of these Credit Ratings (ratings) is stable. Concurrently, AM Best has assigned an FSR of A- (Excellent) and a Long-Term […]

    Could FIAs Be A Cure For Dropping Bond Prices?

    {April 5th, 2022} by Doug Wolf

    Price hikes were widespread across sectors of the economy in 2021, according to the Federal Reserve’s Beige Book (December 2021). Rising interest rates sent bond prices lower, posting their first losses since 2013, and the prospect of continued rising interest rates could have a negative impact on bond markets in 2022. The Fed’s bond buying […]

    Meet Corebridge, AIG’s ‘Bermuda Triangle’ Venture

    {April 5th, 2022} by Kerry Pechter

    With the collaboration of private equity firms and a Bermuda-based reinsurer, American International Group (AIG) will soon spin off its $410 billion Life & Retirement division into Corebridge Financial, a new entity to be financed in an initial public offering. AIG expects an IPO this quarter, pending approvals. Click HERE to read the full story […]

    Wade Pfau: TIPS and Annuities Good Bets When Inflation Is High

    {April 5th, 2022} by Ginger Szala

    Higher inflation means advisors need to be more efficient in positioning client assets for retirement, says Wade Pfau, professor of retirement income at the American College of Financial Services and a prolific author, his most recent book being the “Retirement Planning Guidebook.” He also writes the Retirement Research blog with Bob French and Alex Murguia. In our […]

    The Industry Is Missing The Boat By Failing To Market To Women

    {April 5th, 2022} by Doug Bailey

    The financial services industry is leaving enormous sums of money on the table by ignoring or failing to attract women as potential customers. A recent study by global management consultant Oliver Wyman concluded that if insurers sold life insurance to women at the same proportion of their income as men, $500 billion in new written […]


    {April 5th, 2022} by BISA

    MIAMI BEACH, FL – The Bank Insurance & Securities Association (BISA) announces the appointment of six new members to serve on the association’s Board of Directors in addition to the full slate of officers and directors for 2022.   Joining the Board of Directors effective March 2022 are Scott Ford, President, U.S. Bank Wealth Management, […]

    Deeper Dive Into The Latest Technologies Impacting Life Insurance Digital Sales

    {April 5th, 2022} by Ken Leibow

    I attend many webinars and now finally travel to industry conferences. Speakers love to use analogies when attempting to make comparisons to hammer home a point. Sometimes it connects and sometimes it is just too way out there for the audience to understand. Either way, in 2022 we have turned the corner in life insurtech […]

    Horace Mann to announce first-quarter 2022 financial results on May 5

    {April 5th, 2022} by Horace Mann Educators Corporation

    SPRINGFIELD, Ill.–(BUSINESS WIRE)–Horace Mann Educators Corporation (NYSE:HMN) plans to release its first-quarter 2022 results on Thursday, May 5, after the market closes. At that time, the quarterly news release, investor supplement and investor presentation will be available on the company’s website at investors.horacemann.com. Management will host a conference call to discuss the financial results on […]

    A Tale of Two Pandemics: Younger Americans Feeling Financially at Risk while Retirees Emerge Resilient

    {April 5th, 2022} by Allianz Life Insurance Company of North America

    MINNEAPOLIS–(BUSINESS WIRE)–As the United States passes the two-year mark of the COVID-19 pandemic, it’s becoming increasingly clear that there is a significant gap in the financial experience of younger Americans and their retired counterparts. Nearly two-thirds (63%) of non-retirees said they fear running out of money more than death, versus less than half (46%) of […]

    Symetra Affirms Commitment to Social Impact Across Community, Environment and Governance Practices with First Corporate Social Responsibility Program

    {April 5th, 2022} by Symetra

    BELLEVUE, Wash.–(BUSINESS WIRE)–Symetra, a national provider of employee benefits, annuities and life insurance, today announced the launch of its first corporate social responsibility (CSR) initiative—Symetra Social Impact—establishing a strategic CSR roadmap and outlining program goals through 2025. Unified under an equity and inclusion framework that emphasizes social impact, the new program integrates community, environmental sustainability, […]

    Fortitude Re Announces $4 Billion Annuity Reinsurance Transaction with Taiyo Life Insurance Company, Its Inaugural Asia Reinsurance Transaction

    {April 5th, 2022} by Fortitude Re

    HAMILTON, Bermuda–(BUSINESS WIRE)–FGH Parent, L.P., (together with its subsidiaries, “Fortitude Re”), today announced the signing and closing of a $4 billion reinsurance transaction between its subsidiary Fortitude Reinsurance Company Ltd., Bermuda’s largest multiline reinsurer, and Taiyo Life Insurance Company (“Taiyo Life”), a wholly owned subsidiary of T&D Holdings, Inc (“T&D”). This transaction marks Fortitude Re’s […]

    AM Best Affirms Credit Ratings of RBC Life Insurance Company

    {April 5th, 2022} by AM Best

    OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “a+” (Excellent) of RBC Life Insurance Company (RBC Life) (Mississauga, Ontario). The outlook of these Credit Ratings (ratings) is stable. The ratings reflect RBC Life’s balance sheet strength, which AM Best assesses as […]

    AM Best Removes From Under Review With Positive Implications, Upgrades Issuer Credit Rating of Prudential Retirement Insurance and Annuity Company

    {April 5th, 2022} by AM Best

    OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has removed from under review with positive implications and upgraded the Long-Term Issuer Credit Rating (Long-Term ICR) to “aa” (Superior) from “aa-” (Superior) and affirmed the Financial Strength Rating of A+ (Superior) of Prudential Retirement Insurance and Annuity Company (PRIAC), headquartered in Newark, NJ. The outlook assigned to the Credit Ratings (ratings) […]


    {April 5th, 2022} by Grey

    Multi-Channel Marketing Campaign Highlights Commitment to Serving and Hiring Women NEW YORK, March 31, 2022 /PRNewswire/ — Massachusetts Mutual Life Insurance Company (MassMutual) this week launches a multi-channel marketing effort to raise awareness of and fight media myths that women are “bad with money.”  The centerpiece of the integrated effort is a print campaign from Grey New […]

    Integrity Expands on Life and Retirement Protection for Middle Market by Acquiring The Valdez Group

    {April 5th, 2022} by Integrity Marketing Group, LLC

    Fast-growing Ohio-based brokerage will capitalize on the technology and data science driving the Integrity platform to provide security and peace of mind to more Americans DALLAS, March 31, 2022 /PRNewswire/ — Integrity Marketing Group, LLC (“Integrity”), a leading distributor of life and health insurance, and provider of wealth management and retirement solutions, today announced it has entered into an agreement […]

    Group 1001 Becomes Majority Stakeholder in Women’s Sports-Focused Enterprise Parity

    {April 5th, 2022} by Group 1001

    NEW YORK, March 29, 2022 /PRNewswire/ — In a bold step to create lasting and meaningful change in women’s sports, Group 1001 will become a majority stakeholder in Parity, a startup created for both elite women athletes and their fans to combat gender pay inequities in professional sports. As part of the acquisition, Parity will have substantially increased funding […]

    TIAA Applauds House Passage of SECURE Act 2.0

    {April 5th, 2022} by TIAA

    NEW YORK, March 29, 2022 /PRNewswire/ — TIAA issued the following statement from Thasunda Brown Duckett, president and CEO, upon U.S. House passage of the Securing a Strong Retirement Act of 2022 (“SSRA”): “As a leading provider of retirement plans in the not-for-profit community, TIAA commends Congress’ efforts to further improve and modernize the private retirement system. […]

    Integrity Reinforces Commitment to Innovation by Acquiring Yellowstone Life Insurance Agency

    {April 5th, 2022} by Integrity Marketing Group, LLC

    Addition of financial services brokerage with virtual platform will further enhance Integrity’s mission to meet consumers where they are and put client needs first DALLAS, March 29, 2022 /PRNewswire/ — Integrity Marketing Group, LLC (“Integrity”), a leading distributor of life and health insurance, and provider of wealth management and retirement solutions, today announced it has entered into an agreement […]

    Annexus Retirement Solutions Announces Solution with State Street Global Advisors Aimed to Help Solve America’s Retirement Income Crisis

    {April 5th, 2022} by Annexus

    Financial firms set to launch target date fund designed to deliver better participant outcomes and greater lifetime income with a multi-carrier model featuring major insurance providers SCOTTSDALE, Ariz., March 31, 2022 /PRNewswire/ — Retirement income solution innovator Annexus Retirement Solutions announced today that it has joined forces with State Street Global Advisors, the world’s 4th largest asset manager1, to […]

    From Single Mom To ‘Legendary’ Advisor — With Robelynn Abadie

    {April 5th, 2022} by John Hilton

    Robelynn Abadie walked away from an abusive first husband with nothing. No home, no car, no money and no job. She did have two toddlers — daughter Melissa and son Jason. To say the future looked bleak would be underselling bleakness. “I was a train wreck,” Abadie recalled. Click HERE to read the full story […]

    Regulators Scrutinize Private Equity’s Impact On Insurance

    {April 5th, 2022} by Doug Bailey

    While the massive growth in private equity investment in insurtechs continues unabated, private equity is generating new levels of scrutiny from regulators and insurance commissioners concerned about the impact the trend will have on the insurance industry as a whole. The worry is not so much financial calamity but that the budding insurtech startups attract […]

    Why AI In Insurance Is The Key To Survival

    {April 5th, 2022} by Ira Scharf

    It took less than a decade for artificial intelligence to enter every sphere of public life. Its impact is felt in everyday tasks as well as the business-critical applications that underpin our economy. Insurance is one of these areas, with providers increasingly leveraging AI to understand risk and reduce costs. Examples within the consumer field […]

    SEC Warns Advisors on Rollovers Under Reg BI

    {April 5th, 2022} by Melanie Waddell

    The Securities and Exchange Commission is warning broker-dealers and advisors to use caution when recommending rollovers out of a retirement plan to retail clients so as not to run afoul of their obligations under Regulation Best Interest and the Advisers Act fiduciary standard. In a just-released guidance bulletin in Q&A form, the SEC reiterates the […]

    Kitces: The Big Mistake That Led to Massachusetts Fiduciary Rule’s Demise

    {April 5th, 2022} by Melanie Waddell

    While the torpedoing of the Massachusetts fiduciary rule by a superior court judge on Wednesday is “tough fiduciary news,” Massachusetts likely “took the wrong approach to begin with” in enforcing its fiduciary rule against trading app Robinhood, popular blogger and advisor Michael Kitces stated Thursday on Twitter. “Is the way Robinhood promotes stock trading concerning?” […]

    Prudential Completes Retirement and $31B Annuity Deals

    {April 5th, 2022} by Allison Bell

    Prudential Financial says it’s now stronger, leaner and eager to sell annuities. The Newark, New Jersey-based life and annuity issuer has announced the completion of two major, previously announced deals. The company has closed on an agreement to sell a subsidiary, Prudential Annuities Life Assurance Corp., to Fortitude Re, a Bermuda-based reinsurer controlled by The Carlyle […]

    Brokers International’s Mark Williams on the Annuity Market Force to Watch

    {April 5th, 2022} by Allison Bell

    Mark Williams says anyone involved in helping clients with annuities right now had better be paying close attention to Washington. Williams is CEO of Brokers International — a 67-year-old Urbandale, Iowa-based annuity and life field marketing organization that is now part of Integrity Marketing. Brokers International can offer insurance agencies and financial advisory firms a […]

    New FATCA Reporting Rules May Hit Visitors’ U.S. Annuities

    {April 5th, 2022} by Allison Bell

    A proposed asset-tracking rule could affect international visitors in the United States who own U.S. life insurance policies or U.S. annuities. The Biden administration wants to require U.S. financial institutions to send the IRS account balance information for any accounts maintained by “foreign persons.” The account balance total would have to include the cash value […]

    Bill That Could Boost Lifetime Annuity Use Sails Through House

    {April 5th, 2022} by Allison Bell

    H.R. 2954 — a bill that includes major lifetime income annuity rule changes — raced through the House of Representatives on Tuesday. House members approved the Securing a Strong Retirement Act, also known as the Secure Act 2.0, by a 414-5 vote. Supporters have described the bill as a sequel to the Setting Every Community […]

    House Panel to Consider Bill That Might Make Hot Annuities Hotter

    {April 5th, 2022} by Allison Bell

    Insurers like offering RILAs, because administering RILA programs is relatively affordable, and the fact that they are registered as securities helps an insurer decide just how much investment risk to assume. Issuer support for the products has pushed sales higher.\ Wink, an annuity sales data vendor, says RILA sales increased 20% between the fourth quarter […]

    5 Ways Inflation Could Reshape Annuities

    {April 5th, 2022} by Allison Bell

    n the 1970s, U.S. consumer prices headed up like an Apollo rocket. Ordinary people bought mood rings that changed color when they were happy, earth shoes that put their toes higher than their heels, and commodities futures. Butchers, bankers, tailors and candlestick makers experimented with gold futures, wheat futures and even the much-ridiculed pork belly […]

    ‘SECURE 2.0’ Passes House, Moves to Senate

    {April 5th, 2022} by Editorial Staff

    By a 414 to 5 vote this week, the House of Representatives approved the Securing a Strong Retirement Act of 2022 and sent it on to the Senate. Sponsored by Richard Neal (D-MA), the lengthy bill grants several long-sought items on the retirement industry’s wish-list.   Click HERE to read the full story via RIJ

    Annexus and State Street to Create In-Plan Annuitization Program

    {April 5th, 2022} by Allison Bell

    State Street Global Advisors will be using a feature developed by Annexus to persuade employers to add lifetime income options to 401(k) plans. State Street is putting the Annexus Lifetime Income Builder annuitization program in a new target date fund aimed at 401(k) plan sponsors. State Street is an asset manager with $4.1 trillion in […]

    Wink Sees 40% Growth in Structured Annuities After Record Year

    {April 5th, 2022} by Cyril Tuohy

    Also, at least four new companies will enter the fast-growing market for the first time in 2022, according to Sheryl Moore, CEO of Wink, publisher of Wink’s Sales & Market Report. In 2021, there were 15 companies offering a total of 55 structured annuity products, she said. Click HERE to read the full story via Life Annuity Specialist

    Ohio National

    {April 5th, 2022} by Broker World

    The Ohio National Foundation continued its tradition of community involvement in 2021 with $1.6 million in donations to more than 75 local nonprofits. Last year’s contributions bring the Foundation’s total giving to more than $29 million since its inception in 1987. Major recipients included United Way of Greater Cincinnati, ArtsWave, American Heart Association and Habitat […]

    Broker Words—April 2022

    {April 5th, 2022} by Stephen Howard

    In a recent news release from our industry’s most admired information-gathering institution, the great folks at LIMRA offered some insight and optimism (perhaps a somewhat tarnished silver lining) about life insurance purchasing gains during year two of the COVID-19 pandemic (https://www.limra.com/en/newsroom/news-releases/2022/limra-2021-annual-u.s.-life-insurance-sales-growth-highest-since-1983/). Released on March 16, almost two years to the day from the date that […]

    Global Atlantic Investor Outlook Study: Next Generation of Retirees Apprehensive of Market Conditions; Inflation-Induced “Sticker Shock” is Widespread

    {April 5th, 2022} by Global Atlantic

    NEW YORK–(BUSINESS WIRE)–A new study from Global Atlantic Financial Group (Global Atlantic) reveals that the next generation of retirees, defined as those without a traditional pension, is divided on their outlook for the economy in 2022, and nearly nine in ten (87%) have recently experienced “sticker shock” when purchasing groceries, dining out, or traveling. The survey of […]

    More Women Should Be Advisors, Says Top Female UBS FA

    {April 5th, 2022} by James Rogers

    More women should consider becoming financial advisors, according to Paula Mogan, an FA and senior vice president at UBS Wealth Management. “There’s a lot of flexibility that comes with being a financial advisor, because it’s your business and you make your own hours,” Rockland, Massachusetts-based Mogan said, noting the career can be a good fit, in particular, […]

    Selecting The Right Annuity Requires Dialogue & Partnership

    {April 5th, 2022} by Matthew Drinkwater

    With millions of Americans entering retirement over the next decade, many will benefit from the unique features of annuities. Although the core and defining value of annuities is guaranteed lifetime income, deferred annuity products offer various combinations of downside protection and upside potential. Investors of varying levels of risk tolerance will have an abundance of […]

    AmeriLife Announces Key Leadership Additions to its Distribution & Marketing Organizations

    {April 5th, 2022} by AmeriLife

    CLEARWATER, Fla. | March 21, 2022 10:00 AM Eastern Daylight Time  AmeriLife Group, LLC (“AmeriLife”), a national leader in developing, marketing, and distributing life and health insurance, annuities and retirement planning solutions, today announced two key leadership changes to its Distribution and Marketing organizations aimed at accelerating and fortifying its business against the backdrop of record-breaking organic and […]

    AIG Announces Plan to Rebrand its Life & Retirement Business as Corebridge Financial

    {March 29th, 2022} by AIG

    NEW YORK–(BUSINESS WIRE)–American International Group, Inc. (NYSE: AIG) today announced that it plans to rebrand SAFG Retirement Services, Inc., the parent company of its Life & Retirement business, as Corebridge Financial, Inc. when it becomes a public company. “Today’s announcement represents continued progress as we prepare our Life & Retirement business to be a standalone […]

    AIG Announces Board of Directors for Corebridge Financial as it Prepares its Life & Retirement Business to be a Standalone Company

    {March 29th, 2022} by AIG

    NEW YORK–(BUSINESS WIRE)–American International Group, Inc. (NYSE: AIG) today announced Directors for the Board of Directors (Board) of Corebridge Financial, Inc. as it continues to prepare its Life & Retirement business to be a standalone company. “Demonstrating another important milestone toward the separation of Life & Retirement from AIG, I am pleased to announce a […]

    Guardian Life Insurance Company Unveils News FIA

    {March 29th, 2022} by The Guardian Life Insurance Company of America

    The Guardian Life Insurance Company of America unveiled the Guardian Secure Index Annuity, with an optional guaranteed living benefit rider – the Guardian Income Magnifier Rider, which is issued by its wholly owned subsidiary, The Guardian Insurance & Annuity Company, Inc. (GIAC). With the introduction of the Guardian Secure Index Annuity, the company has expanded […]

    Midwest Holding Inc. Reports Fourth Quarter 2021 and Full-Year 2021 Results

    {March 29th, 2022} by Midwest Holding Inc

    LINCOLN, Neb., March 24, 2022 /PRNewswire/ — Midwest Holding Inc. (“Midwest”) (NASDAQ: MDWT), today announced financial results for the fourth quarter and full year ended December 31, 2021. Fourth Quarter 2021 Highlights: GAAP net loss was $7.0 million compared with the $11.9 million net loss recorded in the fourth quarter of 2020. GAAP revenue was $16.0 million compared with negative revenue of ($0.8 million) in […]

    Pacific Life Joins Halo Investing’s Annuities Platform

    {March 29th, 2022} by Halo Investing

    CHICAGO, March 22, 2022 /PRNewswire/ — Halo Investing (“Halo”), an award-winning platform for protective investments, today announced that Pacific Life has joined its growing digital annuities platform. Halo streamlines execution and management across the annuity lifecycle for advisors and offers different annuity options and strategies from the world’s leading carriers. With Halo, financial advisors can explore, transact, and manage […]

    TIAA Wins CIO 100 Award for Innovation in Information Technology

    {March 29th, 2022} by TIAA

    NEW YORK, March 22, 2022 /PRNewswire/ — Foundry’s CIO has named TIAA a 2022 CIO 100 Awards winner. For more than 30 years, the CIO 100 Awards have recognized innovative organizations worldwide that exemplify the highest level of strategic and operational excellence in IT. “We’re proud of our commitment to delivering innovative solutions for our clients,” said Sastry […]

    Ameritas announces newly elected officers

    {March 29th, 2022} by Ameritas

    LINCOLN, Neb., March 25, 2022 /PRNewswire/ — Ameritas President and Chief Executive Officer Bill Lester announces the following officer elections. Kelly Allsup was elected second vice president, financial reporting and accounting, effective Dec. 28, 2021. Previously at Transamerica Corporation, Allsup holds a Bachelor of Science in business administration from the University of Northern Iowa, and a Master of Accountancy from the University of Iowa. […]

    AM Best Affirms Credit Ratings of The Penn Mutual Life Insurance Company and Its Subsidiaries

    {March 29th, 2022} by AM Best

    OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of “aa-” (Superior) of The Penn Mutual Life Insurance Company (Penn Mutual Life) (Horsham, PA) and its wholly owned subsidiaries, The Penn Insurance and Annuity Company (Wilmington, DE), Vantis Life Insurance Company (Windsor, CT) […]

    AIG Life & Retirement Receives Industry Recognition for Annuity Service Excellence

    {March 29th, 2022} by AIG

    NEW YORK–(BUSINESS WIRE)–AIG Life & Retirement today announced that it has received the Customer Experience Excellence Award from DALBAR, a leading independent expert for evaluating, auditing and rating business practices, customer performance, product quality and service. DALBAR’s Customer Experience Excellence Award is a recognition of a company’s ability to deliver exceptional customer service across multiple […]

    Jackson Announces New Distribution Relationship With One Insurance Solution for RIAs, Powered by Producers Choice Network

    {March 29th, 2022} by Jackson National Life Insurance Company

    LANSING, Mich.–(BUSINESS WIRE)–Jackson National Life Insurance Company® (Jackson®), the main operating subsidiary of Jackson Financial Inc. 1 (NYSE: JXN), today announced it is teaming up with Producers Choice Network® (PCN) to offer its advisory annuity products to the more than 6,500 investment advisor representatives (IARs) served through PCN’s outsourced insurance desk (OID). “We’re thrilled to expand our distribution footprint with registered […]

    SE2 Acquires Breathe Life to Scale SaaS Product and Data Capabilities for Carriers Across the Insurance Lifecycle

    {March 29th, 2022} by SE2

    TOPEKA, Kan. & MONTREAL–(BUSINESS WIRE)–SE2, an Eldridge business and leading life and annuity insurance technology and services company, today announced the strategic acquisition of Breathe Life, a new business hybrid distribution and digital engagement platform provider for the life insurance industry. The transaction expands SE2’s end-to-end SaaS solutions to help carriers offer a digital buying experience […]

    Equitable to buy CarVal, a $14.3bn alt-assets manager

    {March 29th, 2022} by Editorial Staff

    Equitable Holdings, Inc., (NYSE: EQH) announced that its AllianceBernstein (NYSE: AB) subsidiary has agreed to acquire CarVal Investors L.P., an established global private alternatives investment manager with $14.3 billion in assets under management (AUM). Click HERE to read the full story via RIJ

    NY DFS to Impose New Limits on Variable Products

    {March 29th, 2022} by Daniel Rabinowitz

    Insurers writing variable annuities in New York will want to focus on newly proposed requirements from the New York Department of Financial Services (DFS) on separate account contracts. In guidance published on March 16 (Fourth Amendment to Regulation 47, 11 NYCRR 50, available here), DFS has proposed new rules for such products issued on or after […]

    InsuranceNewsNet Launches New Network

    {March 29th, 2022} by InsuranceNewsNet

    Camp Hill, Pa. – (March 28, 2022) – In these times when expertise is elusive, InsuranceNewsNet, a pioneer in insurance news and marketing, is refining its two decades of innovation into a new platform of services designed to convert deep institutional knowledge into client success – the Insurance & Financial Media Network (IFMN). IFMN combines InsuranceNewsNet, […]

    Morgan Stanley Assumes 155,000 Q1 U.S. COVID-19 Deaths in Earnings Forecast

    {March 29th, 2022} by Allison Bell

    Morgan Stanley securities analysts are assuming that the current quarter has been another terrible period for COVID-19 mortality in the United States. If that prediction is correct, the U.S. pandemic death total will be down from about 192,000 in the first quarter of 2021, but up from 129,000 in the fourth quarter of 2021, and […]

    Amid Women’s History Month Confidence Boost Found In Investing Decisions Among Females

    {March 29th, 2022} by E Trade

    ARLINGTON, Va.–(BUSINESS WIRE)–E*TRADE from Morgan Stanley today announced results from the most recent wave of StreetWise, the E*TRADE quarterly tracking study of experienced investors and traders. In recognition of Women’s History Month, the study looked at female trading trends: Confidence climbs. Over half of female investors (51%) said they feel confident that they are making […]


    {March 29th, 2022} by Sheryl J. Moore

    Wink released 4Q2021 deferred annuity sales, peeps! LINE OF BUSINESS SALES % CHNG QTR / % CHNG YR All deferred annuities $60.92 B 1.73% / 8.19%   Non-variable deferred $28.64 B -1.96% / -0.46% Indexed annuities $16.94 B -2.31% / 12.30% Fixed annuities $486.90 M 34.97% / 2.69% MYG annuities $11.21 B -2.58% / -15.14% […]

    Chairman Bill Foley said F&G’s performance has exceeded expectations since the acquisition.

    {March 29th, 2022} by Mark Basch

    Fidelity National Financial Inc. is back in the spinoff business. The Jacksonville-based title insurance company, which has a history of buying and spinning off other businesses, announced a plan March 16 for its F&G Annuities & Life subsidiary to become a publicly traded company. Fidelity, which acquired F&G’s parent company for $2.7 billion in June […]

    VUL: Have you heard of the following features in a no-load product before?

    {March 29th, 2022} by Sheryl Moore

    I just sat on a call the other day, learning about a new fee-based life insurance product that Nationwide has rolled out. Given that I am a relatively new learner when it comes to the fee-based market, I wanted to ask all of you if you have heard of the following features in a no-load […]

    SEC Prevails in LPL Rep Annuity Fraud Case

    {March 29th, 2022} by Melanie Waddell

    After a nine-day trial, a jury on Monday in the Northern District of Georgia ruled in favor of the Securities and Exchange Commission against a former registered representative of LPL Financial LLC and Keystone Capital Partners, a firm he co-founded. Gurbir Grewal, director of the SEC Division of Enforcement, said in a statement that the […]

    AIG Makes $150B BlackRock Deal on Way to Life & Retirement Separation

    {March 29th, 2022} by Allison Bell

    American International Group on Monday announced a money management deal with BlackRock, for up to $150 billion in assets, on its way to a separation from the AIG Life & Retirement business. AIG said that it has formed “significant partnerships” with BlackRock in connection with the deal. Click HERE to read the full story via […]

    How AI Will Redefine The Role Of IMOs

    {March 29th, 2022} by Dave Kriz

    Automation and machine learning have digitized core processes and enabled independent marketing organizations to reevaluate their role. Traditional insurance processes such as underwriting are overhauled by algorithms, and practice and management planning tools are becoming platform based. As a result, IMOs with the appetite and ability to analyze big data and accurately forecast customer product […]

    AIG Files Preliminary Prospectus for ‘Corebridge’ Life & Retirement IPO

    {March 29th, 2022} by Allison Bell

    American International Group has given its Life & Retirement business a new name — Corebridge Financial — and filed a preliminary registration for a planned Corebridge stock offering with the SEC. AIG says it expects to sell a large minority stake in Corebridge, through an initial public offering. The shares sold would trade on the […]

    Dear Director Seitz and President Cameron

    {March 29th, 2022} by Sheryl Moore

    I am very intrigued that someone must have tipped-off Ohio democratic Senator, Sherrod Brown on what Kerry Pechter with Retirement Income Journal calls “The Bermuda Triangle.” He wrote a letter to the US Treasury’s Federal Insurance Office and the National Association of Insurance Commissioners (NAIC), voicing his concerns, and asking some thoughtful questions. – sjm Dear Director Seitz and President […]

    Creating Order From Chaos: Data Integration For The Insurance Industry

    {March 29th, 2022} by Jamie Peers

    In the digital age, insurance industry executives recognize that data is not just a static by-product of business operations; data must be used to optimize every aspect of the insurance business. Insurance companies collect and aggregate customer data through billions of interactions. That data can then be used to understand the customer journey and create […]

    Millennials Want Annuities

    {March 29th, 2022} by dkorth@finsum.com (FINSUM)

    Most think of millennials and they compartmentalize them into 3 categories: fee minimizers, crypto /alternative investors, or meme traders. However, a recent poll shows they have a strong desire for traditional income products. Over 82% of more affluent millennials are concerned with finding income products for retirement, which is almost 30 percentage points higher than […]

    Ohio National CEO Barbara Turner Had To ‘Work Even Harder’ To Prove Worth

    {March 29th, 2022} by Ayo Mseka

    Ohio National President and CEO Barbara Turner has enjoyed a long and successful career in the financial-services industry. As Women’s History Month comes to a close, Turner spoke with InsuranceNewsNet and shared some of the steps she took on her way to the top, the challenges she encountered along the way, and her advice to […]

    Best Life Insurance for Seniors in 2022

    {March 29th, 2022} by Newswire

    CHICAGO – March 24, 2022 – (Newswire.com) iQuanti: Life insurance can be a critical component of a senior’s finances. It offers a death benefit, which can ensure your loved ones are financially stable when you die. But keep in mind that there are several kinds of policies, each with unique advantages and drawbacks that can […]

    Best universal life insurance companies: Bankrate

    {March 29th, 2022} by Cate Deventer

    Life insurance can be an important purchase. Basic policies are designed to help provide a financial cushion for your loved ones in the event of your passing, but that’s not all life insurance can do. Universal life insurance, also called UL coverage, can be a great choice if you’re looking for a flexible policy with […]

    Job Satisfaction Hits 20-Year Low Across U.S. Workforce, Lowest Among ‘Zillennials’

    {March 29th, 2022} by MetLife

    NEW YORK–(BUSINESS WIRE)–MetLife’s 20th annual U.S. Employee Benefit Trends Study (EBTS) released today finds ‘Zillennials’ have assumed a new level of influence in the workplace when it comes to the whole employee experience. Zillennials, a micro-generation born between 1993-1998 that has increased in size by more than 5 million workers over the last 5 years,1 are demanding a work […]

    Karl Hersch Named Leader of Deloitte’s US Insurance Sector

    {March 29th, 2022} by Deloitte

    NEW YORK, March 28, 2022 /PRNewswire/ — Deloitte announced today that Karl Hersch has been named the leader of its U.S. insurance sector, a strategic focus area within the organization’s financial services industry practice. In this role, Hersch will oversee more than 3,200 practitioners providing a broad range of services to organizations across the insurance industry. Hersch, a principal […]

    Life Insurers See Highest Period Of Growth In 5 Years

    {March 29th, 2022} by Fitch Ratings

    Fitch Ratings-Chicago/New York-25 February 2022: U.S. life insurers saw their highest single period of growth over the past five years in 2021, according to Fitch Ratings’ new GAAP Results dashboard. Pre-tax operating income rose approximately 45% on an aggregate basis from 2020, and the average operating ROE in Fitch’s universe increased to 13.4% at year-end […]

    Wink, Inc. Releases 4th Quarter, 2021 Deferred Annuity Sales Results

    {March 22nd, 2022} by Wink's Press Release

    — FOR IMMEDIATE DISTRIBUTION —   NEWS RELEASE   STRUCTURED ANNUITIES SLAY PREVIOUS RECORDS!   Wink, Inc. Releases 4th Quarter, 2021 Deferred Annuity Sales Results Des Moines, Iowa. March 16, 2022– Wink’s Sales & Market Report is the insurance industry’s #1 resource for annuity sales data since 1997. Sixty-three indexed annuity providers, 46 fixed annuity […]


    {March 22nd, 2022} by Sheryl J. Moore

      Deferred Annuity Sales Total 4Q2021 deferred annuity sales are $60,924 million, compared with sales of $56,314 million for the fourth quarter of 2020. Fourth quarter deferred annuity sales were up nearly 2% when compared to the previous quarter and up more than 8% when compared to the same period last year. Deferred annuities include […]

    Wink’s demo on slicing and dicing the annuity and life sales data!

    {March 22nd, 2022} by Wink's Intel Pros

    Join us on March 28th for a quick demo on how to slice and dice that sales data in any way you can imagine– in the Sales Data Query available for Wink’s Sales & Market Report subscribers. The Sales Data Query allows subscribers to search for sales of indexed annuities, fixed annuities, multi-year guaranteed annuities, […]

    Advocates Demand No-Loophole Fiduciary Rule In DOL Letter

    {March 22nd, 2022} by Steven A. Morelli

    This spring bears consumer advocates’ eternal hope that elements of the Obama-era fiduciary rule can be resurrected, squelching the loopholes that they say expose retirement funds to commission-seeking sellers. More than three dozen organizations sent the Department of Labor a letter last week demanding an investment rule that would eliminate the exemptions that have allowed […]

    Wisconsin Could OK Annuity Suitability Update Soon

    {March 22nd, 2022} by Allison Bell

    Wisconsin may soon become the 22nd state to adopt an annuity sales standards update developed by the National Association of Insurance Commissioners. The Wisconsin State Senate and Assembly have approved SB 644, an annuity sales standards update bill, and sent it to Gov. Tony Evers. Click HERE to read the full story via ThinkAdvisor

    Milevsky: The Most Important Financial Goal in Retirement Isn’t What You Think

    {March 22nd, 2022} by Jane Wollman Rusoff

    Even more important than not running out of money in retirement is another goal: not having to make crucial financial decisions as you age. “You want those to be on automatic pilot,” argues Moshe Milevsky, finance professor at York University in Toronto, and a member of the graduate faculty of mathematics and statistics, in an […]

    Doug Wolff to Succeed Mike Kiley as Security Benefit CEO

    {March 22nd, 2022} by Allison Bell

    Security Benefit Corp. is making a change at the top. The Topeka, Kansas-based annuity issuer says Mike Kiley, the chairman and CEO, will pass the CEO title to Doug Wolff in June. Kiley is planning to continue to serve as the company’s chairman. Wolff has been the president of the company’s Security Benefit Life arm […]

    2021 Annuity Sales Shake Pandemic With 16.5% Increase, Wink Finds

    {March 22nd, 2022} by Staff Reports

    Total 2021 deferred annuity sales of $243.6 billion represented a major bounceback year for the industry and a 16.5% increase over 2020 sales, according to new Wink’s Sales & Market Report data. Total 2020 deferred annuity sales fell to $209.1 billion amid the COVID-19 pandemic, Wink reported. Total fourth-quarter sales for all deferred annuities were […]

    Behind National Life’s Rise to No. 1 Seller of Indexed Universal Life

    {March 22nd, 2022} by Cyril Tuohy

    National Life last year dethroned Pacific Life after the Newport Beach, Calif., insurer held the top spot for indexed life sales for four straight years, according to Wink’s Sales & Market Report. National Life had a 14.2% share of the market in 2021, compared with 10.4% for No. 2 Pacific Life. In 2020, Pacific Life held a 14.3% […]

    J.P. Morgan Targets Retirement Income with New Spending Capabilities Across SmartRetirement Target Date Funds

    {March 22nd, 2022} by JP Morgan Asset Management

    Retirement spending tools integrated into SmartRetirement target date series, participants to be provided with annual sample spend down amount and interactive spending calculator New solution leverages JPMorgan Chase real-world spending data and participant research NEW YORK, March 21, 2022 /PRNewswire/ — J.P. Morgan Asset Management today announced the launch of enhancements to its suite of SmartRetirement target date funds, […]

    Midwest Holding Schedules Conference Call to Discuss Fourth Quarter 2021 and Full Year 2021 Results

    {March 22nd, 2022} by Midwest Holding, Inc.

    LINCOLN, Neb., March 16, 2022 /PRNewswire/ — Midwest Holding Inc. (“Midwest”) (NASDAQ: MDWT) today announced plans to host a conference call to discuss financial and operating results for the fourth quarter and full year 2021 on March 25, 2022, at 12:00 p.m. Eastern Time. The Company also plans to post those results on the investor relations section of its website […]

    Variable annuity study reveals 11% mortality increase due to COVID

    {March 22nd, 2022} by Milliman

    SEATTLE, March 16, 2022 /PRNewswire/ — Milliman, Inc., a premier global consulting and actuarial firm, today announced that, with the acquisition of Ruark consulting, the industry’s leading variable annuity mortality studies will be rebranded as the Milliman Variable Annuity Mortality Study. Milliman has just released the results of the 2021 study, which includes findings on the impact of […]


    {March 22nd, 2022} by Fidelity National Financial, Inc.

    ~ F&G Shares to be Publicly Listed Through a Partial Spin-off ~ ~ FNF to Retain 85% Control of F&G ~ JACKSONVILLE, Fla., March 16, 2022 /PRNewswire/ — Fidelity National Financial, Inc.® (NYSE: FNF) (“FNF” or the ‘Company’), a leading provider of title insurance and transaction services to the real estate and mortgage industries, today announced its intention […]

    TIAA Named Among Ethisphere’s World’s Most Ethical Companies

    {March 22nd, 2022} by TIAA

    NEW YORK, March 15, 2022 /PRNewswire/ — TIAA, a leading provider of financial services in the academic, research, medical, cultural and government field, has been recognized as one of 2022 World’s Most Ethical Companies® by the Ethisphere Institute, a global leader in defining and advancing the standards of ethical business practices.  “At TIAA, transparency, accountability and integrity are values […]

    Bankers Life Recognizes Top Women Financial Advisors

    {March 22nd, 2022} by CNO Financial Group, Inc.

    CHICAGO, March 15, 2022 /PRNewswire/ — Bankers Life, a national life and health insurance brand that focuses on the insurance needs of Americans who are near or in retirement, announced today its Top Women Financial Advisors for 2022. The recognition campaign showcases “The Best of the Best” women financial advisors representing Bankers Life Securities, Inc. and Bankers […]

    Northwestern Mutual’s Financial Planning Platform Wins FinTech Breakthrough Award for Innovation

    {March 22nd, 2022} by Northwestern Mutual

    MILWAUKEE, March 17, 2022 /PRNewswire/ — Northwestern Mutual‘s efforts to create the financial industry’s most exceptional client experience are winning attention and industry accolades. Today, the FORTUNE 90 financial services company is announcing that its proprietary financial planning platform won the “Best InsurTech Solution” as part of the 2022 FinTech Breakthrough Awards. “This award proves what we’ve believed […]

    Kansas City Life Announces Retirement of R. Philip Bixby

    {March 22nd, 2022} by Kansas City Life Insurance Company

    KANSAS CITY, Mo., March 15, 2022 /PRNewswire/ — R. Philip Bixby, President, Chief Executive Officer, and Chairman of the Board of Kansas City Life Insurance Company (the “Company”) announced today that he will retire as President and Chief Executive Officer effective during the April 25, 2022, meeting of the Board of Directors, at which time his successor will be […]

    Pandemic Deepened Gender Divide in Retirement Readiness, TIAA Survey Shows

    {March 22nd, 2022} by TIAA

    Only 19% of Women Say They’re on Track to Retire Without Running Out of Money, Barely Half the Percentage of Men  NEW YORK, March 21, 2022 /PRNewswire/ — Women have long lagged behind men in how much they’re able to save for retirement, but a new TIAA survey reveals how the pandemic further widened the gap. The 2022 […]

    AM Best Comments on Credit Ratings of Members of Fidelity & Guaranty Life Group Following Partial Spinoff From Fidelity National Financial, Inc.

    {March 22nd, 2022} by AM Best

    OLDWICK, N.J.–(BUSINESS WIRE)–AM Best has commented that the Credit Ratings (ratings) of Fidelity & Guaranty Life Insurance Company (Des Moines, IA) and Fidelity & Guaranty Life Insurance Company of New York (New York, NY) (collectively referred to as Fidelity & Guaranty Life Group) remain unchanged following the recent announcement that Fidelity National Financial, Inc. (FNF) plans […]

    Best’s Special Report: U.S. Life/Annuity Industry Posts 61% Net Income Spike in 2021

    {March 22nd, 2022} by AM Best

    OLDWICK, N.J.–(BUSINESS WIRE)–The U.S. life/annuity (L/A) industry saw a 61% increase in net income to $36.2 billion in 2021 despite higher expenses and benefit payouts. These preliminary results are detailed in a new Best’s Special Report, titled, “First Look: 2021 Life/Annuity Financial Results,” and the data is derived from companies’ annual statutory statements received as of […]

    New York Life Announces Exceptional 2021 Financial Results Underscored by Multiple Company Records

    {March 22nd, 2022} by New York Life

    NEW YORK–(BUSINESS WIRE)–New York Life, America’s largest1 mutual life insurer, today announced exceptional financial results for 2021 that highlight the company’s enduring stability and financial strength despite the ongoing challenges posed by the global pandemic. New company record results, including $30.7 billion in surplus, $1.4 billion in insurance sales, and $760 billion in assets under management, […]

    Pacific Life Named One of the 2022 World’s Most Ethical Companies

    {March 22nd, 2022} by Pacific Life

    NEWPORT BEACH, Calif.–(BUSINESS WIRE)–Pacific Life has been named one of the 2022 World’s Most Ethical Companies® by the Ethisphere Institute, a global leader in defining and advancing the standards of ethical business practices. Pacific Life was evaluated on five categories, including its ethics and compliance program; culture of ethics; environmental and societal impact; corporate governance; and leadership […]

    Security Benefit Announces CEO Mike Kiley’s Retirement after 12 years

    {March 22nd, 2022} by Security Benefit

    TOPEKA, Kan.–(BUSINESS WIRE)–Security Benefit today announced that Mike Kiley, Chief Executive Officer, will retire effective June 30th, 2022. Kiley will continue to serve as Chairman of Security Benefit Life Insurance Company’s (SBL) board of directors. Doug Wolff, currently president of SBL, will assume the role of chief executive officer also as of June 30th, 2022. […]